Title: Senior Property UnderwriterLocation: Austin, TX, Dallas, TX (Hybrid/Flexible)
Reporting to: Senior Manager, Underwriting
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You possess extensive knowledge of ISO homeowners' policies, supplemental products, coverages, and endorsements, and apply advanced risk assessment, eligibility, coverage, and rating analysis skills on a case-by-case basis to contribute to profitable growth. You rely on your underwriting expertise to identify emerging trends and apply state-specific and geographic knowledge to resolve unique exposures and challenges. You have strong proficiency in technical underwriting, compliance, and products, thrive in a fast-paced environment, and have a natural ability to inspire and motivate those around you.
About This Role:We are seeking a highly motivated and detail-oriented Senior Underwriter to join our team. The Senior Underwriter will be responsible for evaluating and assessing risk to determine homeowners' policy eligibility, while also serving as a key resource for underwriting guidance and team development. This role requires advanced analytical skills, deep technical expertise, and the ability to lead by example.
What You'll Do: - Underwrite new and renewal homeowners' line of business.
- Analyze risk information and make specific recommendations for additional actions such as inspections, loss prevention, etc.
- Address queries from other departments, such as claims, billing, and customer support. Act within your underwriting authority and escalate issues if necessary.
- Communicate effectively with various distribution partners and leadership to resolve underwriting matters.
- Recommend improvements to the underwriting process to underwriting managers and technology counterparts.
- Decide on the most challenging referrals that aren't clearly defined by existing guidelines where critical underwriting judgment and knowledge is key.
- Develop underwriting job aids, resources, training, and tools to support consistency in underwriting team practices and execution.
- Observe and communicate underwriting trends and recommendations to the leadership team.
- Review underwriter delegated authority level requests.
What You Bring:- 4+ years of experience in P&C Homeowners underwriting
- Bachelor's degree in finance, business administration, or a related field or equivalent experience
- Strong technical underwriting, analytical, and critical thinking skills.
- Excellent attention to detail and accuracy.
- Ability to work effectively in a fast-paced environment and manage multiple tasks simultaneously.
- Excellent communication and interpersonal skills.
- Proficiency in Microsoft Office Suite and other relevant software applications.
- Experience in underwriting in CA and TX markets strongly preferred
- Wildfire and catastrophic underwriting experience preferred
- Demonstrated ability to mentor or guide others in underwriting best practices.
Benefits and Perks:
Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we're fortunate to provide all of our Hippos with:
- Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
- Equity -This position is eligible for equity compensation
- Training and Career Growth - Training and internal career growth opportunities
- Flexible Time Off - You know when and how you should recharge
- Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
- Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees
