Senior Product Manager

Alternative Payments

$160K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of product management experience with a focus on generating a problem set from ambiguity.
  • Strong structured problem-solving ability to identify significant issues worth solving.
  • Deep understanding of fintech, payments, or similar complex domains, grasping both challenges and solutions.
  • Ability to craft persuasive written narratives and PRDs for stakeholders and engineering teams.
  • Significant sense of ownership and accountability across team dynamics.
  • Decisive with incomplete information, ready to move forward based on available data.
  • Coachable, with the ability to adjust positions based on emerging evidence.

Responsibilities

  • Define success and guardrail metrics upfront and justify their selection.
  • Prioritize and descope the product roadmap based on evidence and value.
  • Manage the complete customer experience during launches, beyond just release timelines.
  • Create clear PRDs and technical documents that the engineering team can execute without follow-up.
  • Collaborate on system design docs and make engineering tradeoff decisions using AI coding tools.
  • Contribute to and influence the development of a standardized PM structure within the team.

Benefits

  • Equity opportunities to share in the company's growth.
  • Unlimited PTO for work-life balance.
  • Yearly learning & development stipend for personal and professional growth.
Full Job Description
What we're looking for

We're seeking a Senior Product Manager to join our Product team and own a full product area (spanning accounts receivable, accounts payable, and analytics) end to end.

A Senior PM at Alternative Payments means you'll be handed an area and an outcome, not necessarily a problem statement. You generate the candidate problem set yourself, from data, support volume, customer conversations, and competitive movement, sequence it, and defend that sequence in writing well enough that someone who wasn't in the room can work with you and act on it.

This role is ideal for someone who finds the right problem rather than just solving the one in front of them, who can let go of work that isn't earning its place -including work already in flight - and who owns a launch's full customer experience, not just its ship date.

This role is available to candidates who are eligible to work in New York, hybrid.

What you'll do
  • Set both the success metric and the guardrail metric before work begins, and be able to defend why that metric beats the obvious alternative.
  • Prioritize product roadmap, being able to descope work that isn't earning its place when the evidence says it shouldn't ship.
  • Own the full customer experience around every launch: enablement, support load, pricing implications, and rollout, not just the release date.
  • Write PRDs and technical artifacts that hold up on their own, clear enough that engineering can build against them without a follow-up meeting to interpret them.
  • Engage on system design docs, engage directly with engineering tradeoffs, and use AI coding tools as part of how you build product day to day.
  • Operate inside and help shape a standardized PM structure the team is actively building, so discovery, prioritization, and documentation work the same way across every product area.
What you'll bring
  • 7+ years of product management experience, with real proof you've generated a problem set from ambiguity, not only executed one that was handed to you.
  • Structured problem-solving that goes beyond breaking a problem into parts: you find the problem worth solving in the first place, and can identify which constraint is actually the binding one.
  • Genuine sophistication in fintech, payments, or another inherently complex domain. Deep enough that you understand why these problems are hard, not just that you've worked adjacent to them.
  • Written narratives and PRDs that persuade stakeholders and give engineering enough to act on without a clarifying meeting.
  • A strong sense of ownership, holding yourself accountable for outcomes across team boundaries and resolving cross-functional friction directly.
  • Decisiveness under incomplete information: you can make a call on partial data, state the condition that would reverse it, and move forward.
  • Coachability that shows up as genuinely changing your position on something you'd publicly committed to when the evidence calls for it.
  • The ability to reach working expertise in an unfamiliar domain fast enough to be useful in it quickly, rather than waiting to be fully briefed.
Nice to haves
  • Experience in B2B SaaS environments (PLG experience is a bonus, not a requirement).
  • Prior experience owning a product area inside a team that was actively standardizing its process, rather than one with a fully mature playbook already in place.
  • Comfort operating without a dedicated design partner on smaller initiatives, partnering directly with engineering when needed.
  • Comfort working in fast-paced, dynamic, and high-impact environments.
What we offer
  • Competitive salary tailored to your experience, skills, and expertise.
    • The total compensation range for this role is $160,000 - $180,000, plus equity. The range displayed on each job posting reflects the approximate total target compensation for the position. Within the range, individual pay is determined by factors including relevant skills, experience, education/training.
  • Equity opportunities so you can share in our growth and success.
  • Unlimited PTO and flexibility when you need it the most.
  • Yearly learning & development stipend to help you grow and do your best work.

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