Zip Co

Senior Product Designer, Global Payments

Zip Co β€’ $160K β€” $220K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in complex B2B or workflow product design, preferably in payments or fintech.
  • Proven track record of leading the design of a full product or significant feature from conception to launch.
  • Ability to navigate and drive product decisions in ambiguous situations, fostering alignment among stakeholders.
  • Experience conducting independent research to derive insights for informed design decisions.
  • Strong collaboration skills, working closely with engineers on both UX and visual aspects to refine product details.
  • Ability to advocate for design choices and pivot based on user feedback and data.
  • Proficiency in Figma and other prototyping tools; understanding web application constraints.

Responsibilities

  • Own the complete payments experience, including scheduling, tracking, and managing trust in money movement.
  • Define product direction by framing problems, crafting briefs, and driving evidence-based decisions with engineering.
  • Collaborate with engineering, product management, and go-to-market teams to define and implement new features.
  • Design user experiences for new payment rails, ensuring customer transitions are smooth and secure.
  • Conduct your own user research, gaining hands-on insights from clients and finance teams that use the product.
  • Participate in design reviews with the broader design team to maintain high standards and collaboration.

Benefits

  • Start-up equity to give employees a stake in the company's success.
  • Comprehensive health, vision, and dental coverage options at 100%.
  • Catered meals provided throughout the day, enhancing workplace experience.
  • Flexible paid time off (PTO) policy to support work-life balance.
  • ClassPass membership promoting health and fitness.
  • Monthly commuter benefits to assist with travel costs.
  • Regular team-building events and social gatherings to foster camaraderie.
  • Home office stipend to support remote working needs.
  • Reimbursement for phone and internet expenses.
  • Hybrid work model with 5 flexible remote days per quarter.
  • Paid parental leave for new parents.
  • Access to fertility benefits for family planning support.
  • Employee Assistance Program (EAP) for mental health support.
  • Unlimited AI token usage to explore innovative design solutions.
Full Job Description
Your Role

We're looking for a Senior Product Designer to own product design for our Global Payments team, the group that moves money for Zip's customers worldwide: over $30 billion in payouts and counting. The team is building Zip's next generation of payment rails, from direct bank integrations to new provider partnerships, and you'll own the product experience on top of them: how enterprises schedule, track, and trust payments at global scale. This role carries more product thinking than most design seats; you'll shape direction, not just execute it, and we're looking for someone who reads that as the draw. As the team's AI investments open up later this year, you'll shape those too. Please note, we are looking for someone who will be able to come into our San Francisco office on a hybrid basis (3 days / week).

You will
  • Own the end-to-end payments experience: scheduling, tracking, and the failure and retry states where trust in money movement is won or lost.
  • Shape product direction: frame the problem, write the brief when there isn't one, and drive decisions with evidence alongside engineering.
  • Partner closely with engineers, and with PM and go-to-market stakeholders across P2P, to brainstorm, define, and implement new features and offerings.
  • Design the experience layer of new payment rails as direct bank integrations and new providers come online, including how customers migrate without fear.
  • Run your own research: get in front of customers through our SE, CS, and Sales partners, and test your work with the finance teams who move real money through these flows.
  • Participate in regular design reviews with the broader design team.


Qualifications
  • 5+ years of experience designing complex B2B or workflow products; payments or fintech experience is a strong plus.
  • Experience shipping at least one full product or significant feature end to end as the lead designer.
  • Experience driving product decisions in ambiguous territory: you can frame a problem, align partners, and move without waiting for a spec.
  • Experience running your own research: finding the right customers, asking the right questions, and turning what you hear into design decisions.
  • Experience iterating closely with engineers on both UX and visual design to get the details just right.
  • A point of view: you can defend design decisions with PMs and engineers, and change your mind when the evidence says you should.
  • Fluency in Figma and prototyping tools.
  • Understanding of the technical constraints of building web applications.


Nice to haves
  • You build with AI tools in your own workflow, prototyping with Claude, Figma Make, Cursor, or whatever gets your ideas into something clickable fastest.
  • Experience designing for operations-heavy users: AP, treasury, or finance teams who live in these tools eight hours a day.

The salary range for this role is $160,000 - $220,000. The salary for this position is determined based on a variety of job-related factors that may include location, relevant experience, education, or particular skills and expertise.

Perks & Benefits

At Zip, we're committed to providing our employees with everything they need to do their best work.
  • Start-up equity
  • 🦷 100% health, vision & dental coverage options
  • Catered breakfast, lunch, & dinner
  • Flexible PTO
  • πŸ‹ ClassPass membership
  • 🚍 Monthly commuter benefit
  • 🚠 Team building events & happy hours
  • Home office stipend
  • πŸ›œ Phone/internet reimbursement
  • Hybrid model + 5 flexible remote days per quarter
  • Paid parental leave
  • Fertility benefits
  • πŸ§’πŸ§’ Employee Assistance Program (EAP)
  • Unlimited AI token usage

About Zip Co

Zip Co Limited previously known as ZipMoney Limited is an Australian public limited financial technology company. The company was founded in 2013 and is headquartered in Sydney. In September 2020, Zip acquired the US-based β€˜Buy Now, Pay Later’ company Quadpay to grow its American footprint. The company now has operations in Australia, Canada, Czech Republic, India, Mexico, New Zealand, the Philippines, Poland, Saudi Arabia, Singapore, South Africa, UAE, the United Kingdom and the USA. It currently has around 81,000 retail partners and over 9,900,000 customers. As of March 2021, Zip Co's market cap was $5.83 billion.
Learn more about Zip Co

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