Senior Portfolio Manager (Commercial Loan Underwriter). This is a great opportunity to join our Credit Administration team in a high-impact role where your credit expertise directly shapes the strength and performance of our commercial loan portfolio.

You'll play a critical role in evaluating and underwriting commercial loan opportunities, partnering closely with relationship teams to assess risk, structure sound credit decisions, and support sustainable growth. You'll independently analyze financial statements, industry trends, and borrower risk profiles to make informed credit recommendations-and approve loan requests within your designated authority.

Beyond new originations, you'll serve as a steward of the portfolio, ensuring ongoing credit quality through detailed annual reviews and proactive loan management. Your work will help maintain data integrity, portfolio stability, and regulatory compliance while identifying emerging risks and opportunities.

This is an ideal role for an experienced commercial underwriter or portfolio manager who enjoys balancing analytical rigor with strategic decision-making and who wants to make a visible impact within a collaborative credit union culture.

This role is remote with the preference for candidates to be located in the Washington or Oregon markets.

In this role you will:

• Review member applications and loan inquiries, structuring and recommending commercial transactions that align with Credit Union policy, regulatory requirements, and prudent credit risk standards
• Prepare concise, high-quality credit approval narratives, including financial spreading and cash flow analysis, risk rating, collateral evaluation (LTV and property characteristics), and assessment of market, legal, and structural risks
• Partner with loan production teams to obtain complete credit information and ongoing reporting; communicate directly with members and borrowers in a professional, relationship-focused manner
• Review, analyze, and approve appraisals and other third-party reports to support sound underwriting decisions
• Actively manage the commercial loan portfolio, including annual reviews, risk rating changes, problem credits, modifications, and overall credit quality monitoring
• Conduct site inspections as needed and maintain accurate physical and electronic credit files, including covenant tracking
• Provide timely portfolio updates and credit recommendations to management and Credit Committee, presenting credits clearly and confidently while meeting service level expectations
• Serve as a senior credit resource, supporting leadership, production staff, and cross-functional partners through strong communication and subject-matter expertise

Our ideal candidate would have:

• 5+ years of experience underwriting commercial lending
• Bachelor's degree in Accounting, Business, or Finance preferred
• A strong understanding of commercial banking terms and definitions, including analyzing C&I and CRE deals
• Strong credit acumen, including auditing, math, and financial analysis aptitude
• Strong attention to detail, accuracy, quality, quantity and timeliness of work

Compensation and Benefits Offered:

• This role has a posted salary range of $114,166.67 - $159,833.33, which reflects the full compensation range for the position over time. Most offers are expected to fall between $120,000 - $140,000, depending on qualifications and experience.
• Potential to earn additional compensation annually based on company goal achievement.
• Comprehensive healthcare benefits including health, dental, and vision insurance.
• Generous time off including 15 days of vacation, 12 days of sick time, and paid holidays.
• Tuition reimbursement.
• 401(k) plan with company matching after 6 months of employment.
• Charitable contribution matching.
• Company-paid life, AD&D, and long-term disability insurances. Plus additional optional benefits.

Expanded details about our benefit offerings can be found on our company careers page: