Capital One Financial Corporation

Senior Manager, Senior Counsel - Truth in Lending Act/Reg Z

Capital One Financial Corporation$182K — $208K *
Legal & Accounting
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Juris Doctor from an accredited law school
  • Active member in good standing of at least one state bar
  • Minimum of four years as an attorney in law firm, government agency, military judge advocate, or in-house counsel
  • Experience advising on or litigating TILA/Regulation Z (preferred)
  • Background in consumer financial services law (preferred)
  • Experience with federal regulation, supervision, or enforcement (preferred)

Responsibilities

  • Interpret TILA/Regulation Z and advise on business initiatives
  • Collaborate with Legal, compliance, and risk teams
  • Identify and mitigate legal risks in financial services
  • Issue-spot and provide problem-solving legal guidance
  • Stay updated on regulatory developments
  • Translate complex legal concepts for non-experts

Benefits

  • Comprehensive health benefits
  • Competitive financial benefits
  • Incentive compensation including cash bonuses and long-term incentives
  • Flexible hybrid work model (3 days in-office per week)
  • Inclusive workplace culture and support for total well-being
Full Job Description
Senior Manager, Senior Counsel - Truth in Lending Act/Reg Z

About the Role:

Capital One’s Legal Department is seeking a highly motivated attorney to serve as a legal expert on the Truth in Lending Act (TILA)/Regulation Z–a  body of law of foundational importance to the company’s major lines of business, including credit card, auto lending, and personal loan divisions. This attorney will be responsible for interpreting TILA/Regulation Z and providing advice in support of numerous business-critical initiatives.

In this role, you will work closely with colleagues within the Legal Department, as well as with business, compliance, and risk partners across Capital One.  You will operate at the intersection of financial services and technology, and you will issue-spot, problem-solve, and innovate to assess and mitigate legal risk in a competitive market. 

We are looking for a candidate with an ownership mentality who also enjoys being part of a team, who can interact with and influence across departments and job levels, and who demonstrates intellectual curiosity, humility, and a growth mindset. 

A successful candidate will bring:

  • demonstrated judgment;

  • exceedingly clear and accessible writing; 

  • genuine curiosity about technology and business processes;

  • nuanced awareness of developments in the regulatory environment;

  • a persistent desire to understand the sources, evolution, and policy rationales behind the law; and

  • the ability to express complex concepts in simple terms to non-experts.

Basic Qualifications:

  • Juris Doctor from an accredited law school

  • Active member in good standing of at least one state bar

  • At least four years of experience as an attorney in a law firm environment, at a government agency, as a military judge advocate, or as in-house counsel

Preferred Qualifications:

  • Experience advising on or litigating TILA/Regulation Z 

  • Experience in federal regulation, supervision, or enforcement

  • Background in consumer financial services law

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid, meaning associates spend 3 days per week in-person at one of our offices listed on this job posting.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $182,500 - $208,300 for Sr. Manager, Sr. CounselMcLean, VA: $200,700 - $229,100 for Sr. Manager, Sr. Counsel


 

Richmond, VA: $182,500 - $208,300 for Sr. Manager, Sr. Counsel


 

Riverwoods, IL: $182,500 - $208,300 for Sr. Manager, Sr. Counsel


 


 


 


 


 


 


 

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

Keep up to date with the latest in career opportunities and company news by joining our network. Tailor your job alerts to match your career preferences and get insider tips that can transform your application process, from crafting your resume to acing your interview.

Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

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