Job DescriptionWhat is the opportunity?The Savings & Investments team is looking for a results-driven and analytical professional to manage Retail Deposit Pricing Solutions. In this high-impact role, you will shape how we determine client interest rates for our Personal Banking & Investments deposit portfolio of over $250 billion. You will analyze client responses to interest rate offers across our full suite of retail deposit products and partner with cross-functional teams to create and manage new AI-driven pricing capabilities. This is an excellent opportunity to drive innovation at Canada's largest bank while deepening your expertise in financial products, analytics, technical implementation, and strategy.
What will you do?Pricing Project Business Representative- Develop and maintain a register of requirements for pricing capabilities
- Represent Savings & Investments on cross-disciplinary teams to implement new pricing capabilities (with stakeholders from across the organization, including Technology, AI, Operations, and Finance, and others as required)
- Serve as pricing subject matter expert on assigned projects, ensuring solutions meet business objectives
- Report to Savings & Investments leadership on project status and progress
Pricing Reporting and Analysis- Work with the retail deposit product and pricing teams to evaluate pricing performance and identify opportunities to optimize spread-to-volume trade-offs
- Conduct quantitative and qualitative analysis to assess effectiveness of pricing initiatives across products, segments, and programs
- Present findings and recommendations to leadership
- Develop and deliver pricing analysis and reporting as assigned
Pricing Capability Development- Partner with product and pricing teams to identify and enhance pricing capabilities
- Build and maintain expertise in pricing applications, technologies, and how they deliver business value
- Create proposals for new pricing capabilities with clear business cases
- Establish and manage a roadmap of the future of retail deposit pricing
Business Risk and Safe AI Evaluation Support - Responsible to evaluate pricing models and AI capabilities against RBC's risk standards and responsible AI requirements under the Risk Triage Assessment (RTA) and Safe AI frameworks (in collaboration with Risk, AI, and cross-functional teams)
- Document inherent risks, mitigating controls, and key controls in pricing solutions
- Ensure pricing initiatives align with risk management and regulatory compliance standards
- Support the assessment and approval process for new pricing capabilities through relevant governance workflows
Support Deposit Management- Participate in day-to-day pricing management as required
- Contribute to ongoing pricing strategy
- Mentor junior colleagues and peers
What do you need to succeed? Must have:- Undergraduate degree in Finance, Mathematics, Business, Analytics, Data Science, or equivalent experience
- Experience translating ideas into real, functional capabilities
- Ability to analyze complex problems and create insights from incomplete data
- Deposit business acumen
- Strong communication and stakeholder engagement skills
- Ability to work independently in a fast-paced environment
- Proficiency in Excel and data visualization tools (e.g., Think-cell, Tableau, Power BI)
Nice to have:- Master-level education such as an MBA or CFA Charter
- Large financial institution or regulated environment experience
- AI and client behaviour analytics background
- Consulting background with expertise in stakeholder requirements gathering and solution design
- Data analytics experience with hands-on project leadership
- Python and SQL
What's in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
Job SkillsBusiness Case Design, Communication, Critical Thinking, Data Analytics, Decision Making, Pricing Analysis, Professional Presentation, Results-Oriented
Additional Job DetailsAddress:RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO
City:Toronto
Country:Canada
Work hours/week:37.5
Employment Type:Full time
Platform:PERSONAL & COMMERCIAL BANKING
Job Type:Regular
Pay Type:Salaried
Posted Date:2026-08-25
Application Deadline:2026-09-09
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
