Wells Fargo

Senior Loan Examination Specialist

Wells Fargo$68K — $114K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years of Underwriting, Loan processing, or equivalent experience
  • Familiarity with government underwriting (FHA, VA) prefers
  • Experience approving policy exceptions
  • Knowledge of Wells Fargo's CORE origination system is an advantage
  • Thorough understanding of lending policies and procedures
  • Exceptional detail orientation and accuracy skills
  • Strong communication skills, both oral and written

Responsibilities

  • Lead comprehensive loan file reviews to assess credit decisions
  • Review closing documents for compliance
  • Validate and research complex escalated loan files
  • Help resolve loan processing and transition issues
  • Collaborate with peers to meet process targets
  • Mentor and guide less experienced loan specialists

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life, critical illness, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Full Job Description

About this role:

Wells Fargo is seeking a Senior Loan Examination Specialist in Home Lending as part of Consumer Lending.  Learn more about the career areas and business divisions at


In this role, you will:

  • Lead loan reviews which include a complete re-underwrite of the loan file to assess the credit decision, a review of closing documents for compliance requirements, and a review of the appraisal for collateral quality

  • Research and validate most complex and escalated loan files to ensure programs, investors, and company polices are followed

  • Contribute to the resolution of loan transitioning and processing issues

  • Partner with other Loan Examination Specialists to meet process deliverables while leveraging solid understanding of closing, underwriting, and compliance guidelines

  • Collaborate with immediate peers and more experienced management to report findings and recommendations

  • Act as a mentor for less experienced Loan Examination Specialists


Required Qualifications:

  • 4+ years of Underwriting experience, Loan processing, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • Government (FHA, VA) underwriting experience

  • Experience approving policy exceptions

  • Exposure to the Wells Fargo's CORE origination system

  • Extensive knowledge of lending policy guidelines and procedures

  • High attention to detail and accuracy skills

  • Ability to understand and meet deadlines

  • Strong professional oral and written communication skills

  • Intermediate Microsoft Office skills - excel, outlook, word, etc.

Job Expectations:

  • This job offers a hybrid work schedule

  • Site operating hours are 7am - 6pm Monday - Friday local time

  • Visa sponsorship is not available for this position

  • Relocation assistance is not available for this position

  • Required locations listed below

Posting Locations:

  • 600 S 4th Street, Minneapolis MN

  • 11601 N. Black Canyon Hwy, PHOENIX, AZ 85029

  • 1525 W WT Harris Blvd, Charlotte, NC

  • 4101 Wiseman Blvd, San Antonio, TX

  • 800 S. Jordan Creek Pkwy, West Des Moines, IA

  • 801 Walnut St., DES MOINES, IA 50309

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$32.69 - $54.81

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

6 Jul 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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