Wells Fargo

Senior Lead Product Manager - Payments Transformation, Value Added Services

Wells Fargo$139K — $260K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in Product Management, product development, or relevant fields.
  • Experience in payments, treasury management, or financial services platforms.
  • Strong understanding of payment products and ecosystems.
  • Ability to evaluate customer-facing capabilities that drive business value.
  • Excellent stakeholder management and relationship-building skills.
  • Proficient in market analysis and performance metrics for product decision-making.
  • Exposure to payment industry standards such as ACH, RTP, or SWIFT.

Responsibilities

  • Collaborate with cross-functional teams to enhance payment capabilities.
  • Drive development of initiatives aligned to customer needs and business goals.
  • Analyze market trends and customer insights to identify growth opportunities.
  • Lead discovery efforts for new product capabilities and improvements.
  • Create business cases to support product roadmapping and prioritization.
  • Define requirements and success metrics for prioritized initiatives.
  • Monitor product performance and identify areas for improvement.

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life and accident insurance
  • Parental and critical caregiving leave
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
  • Commuter benefits
Full Job Description

About this role:

Wells Fargo is seeking a Senior Lead Product Manager within the Global Payments & Liquidity (GPL) Product & Platform organization supporting the Value Added Services (VAS) portfolio.

This role will help advance differentiated payment capabilities that leverage Wells Fargo's modernized payments platforms to deliver customer value, improve client experiences, drive operational efficiencies, and support business growth. The individual will partner closely with Product, Technology, Operations, Risk, and Transformation teams to evaluate opportunities, support strategic initiatives, and help evolve value-added services aligned with business and customer needs.

The ideal candidate combines payments expertise, product management experience, and strong cross-functional collaboration skills. This individual will help identify opportunities, assess new capabilities, develop recommendations, and support the delivery of client-focused payment solutions across the VAS portfolio.

In this role, you will:

  • Partner with Product, Technology, Operations, and Risk teams to evaluate and advance differentiated payment capabilities and service enhancements.
  • Support the development and execution of initiatives within the Value Added Services portfolio aligned to customer needs and business objectives.
  • Conduct analysis of customer needs, market trends, competitive offerings, and emerging payment capabilities to identify opportunities for growth and enhancement.
  • Lead discovery and assessment efforts for new product capabilities, operational improvements, and client-focused solutions.
  • Develop recommendations and business cases to support prioritization, roadmap planning, and product decision-making.
  • Collaborate with stakeholders to define business requirements, customer experiences, and success measures for prioritized initiatives.
  • Support the delivery of product enhancements and strategic initiatives while helping manage dependencies, risks, and cross-functional coordination.
  • Monitor product performance, customer adoption, and business outcomes to identify opportunities for continuous improvement.
  • Prepare analyses, insights, and recommendations for product leadership and key stakeholders.
  • Contribute to the ongoing evolution of Value Added Services through the identification and evaluation of opportunities that enhance client experience and business value.

Required Qualifications

  • 7+ years of Product Management, product development, strategic planning, process management, change delivery, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications

  • Product management experience within payments, treasury management, transaction banking, liquidity, value-added services, commercial banking, or financial services platforms.
  • Experience evaluating and developing customer-facing capabilities, services, or solutions that drive measurable business value.
  • Experience supporting payments transformation initiatives within large, complex organizations.
  • Strong understanding of payment products, payment ecosystems, and industry trends impacting commercial clients.
  • Experience contributing to product strategy, roadmap development, business case creation, and prioritization activities.
  • Knowledge of payment rails and industry standards including ACH, RTP, FedNow, Fedwire, CHIPS, SWIFT, and ISO 20022.
  • Experience leveraging customer insights, market analysis, and business performance metrics to guide product recommendations and decision-making.
  • Demonstrated ability to influence stakeholders and build effective partnerships across complex organizations.
  • Strong communication, presentation, and relationship management skills.
  • Ability to balance customer needs, operational considerations, and business objectives when evaluating product opportunities.
    *** Due to applicant volume this role could be removed early ***

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$139,000.00 - $260,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

20 Aug 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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