Scotiabank

Senior Investigator, AML Investigations

Scotiabank • $75K — $95K *
Mississauga, ON L4T 0A1In-Person
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • University degree or equivalent, with at least 2 years of AML or financial crime experience.
  • Strong analytical and critical thinking skills for complex investigations.
  • Ability to exercise sound judgment and assess risks effectively.
  • Exceptional written and verbal communication skills for reporting.
  • In-depth knowledge of AML regulations and frameworks.
  • High integrity and attention to detail to maintain compliance standards.
  • Bilingual in English and Spanish is mandatory for specific regional hubs.

Responsibilities

  • Conduct and lead complex AML investigations into high-risk clients and activities.
  • Analyze client profiles to identify reasonable grounds for suspicion.
  • Produce detailed investigative reports that align with regulatory standards.
  • Identify, escalate, and report material risks and issues to management.
  • Provide authoritative guidance on investigative outcomes and case escalations.
  • Review and enhance investigation outputs for consistency and quality.
  • Mentor team members on best practices and reinforce investigative standards.

Benefits

  • Contribute to a high-performance and inclusive work culture.
  • Join a collaborative, innovative team within a forward-thinking organization.
  • Access to a competitive compensation and comprehensive benefits package.
  • Be part of an organization committed to community impact.
  • Opportunities for recognition, advancement, and professional development.
Full Job Description
Requisition ID: 268376

The Senior Investigator conducts and leads complex AML (Anti-Money Laundering) investigations into potential money laundering, terrorist financing, sanctions evasion, and related risks, ensuring alignment with regulatory and internal standards. This role supports high-quality investigative outcomes and effective risk identification and escalation.

Is this role right for you? In this role, you will:

Investigations
  • Conduct investigations, including complex and high-risk cases.
  • Analyze client profiles and transactional activity to identify Reasonable Grounds to Suspect (RGS).
  • Produce clear, well-supported investigative outputs aligned to standards.


Risk Identification and Reporting
  • Identify and escalate high-risk clients, activities, and material issues (e.g., Politically Exposed Persons (PEPs), sanctions exposure, elevated risk indicators) in accordance with approved procedures.
  • Support timely and high-quality regulatory reporting (e.g., Suspicious Transaction Reports (STRs)).
  • Recommend risk mitigation actions and client outcomes.


Advisory and Escalation
  • Provide guidance to management on investigative outcomes and disposition.
  • Act as an escalation point for complex or ambiguous cases.


Quality and Oversight
  • Review investigations and outputs to ensure consistency and quality.
  • Identify trends and improvement opportunities.


Coaching and Development
  • Provide mentorship and subject matter expertise.
  • Reinforce investigative standards and best practices.
  • Champion a high-performance environment and contribute to an inclusive work environment.


Collaboration and Communication
  • Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
  • Partner with stakeholders to support investigations and risk mitigation.
  • Deliver clear, structured presentations and written materials, ensuring accuracy and effective interpretation of findings.


Operational Contribution
  • Actively pursue effective and efficient operations of their respective areas in accordance with Scotiabank's Values, its Code of Conduct and the Global Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
  • Support workflow oversight and identify process inefficiencies.
  • Drive improvements to control and investigative effectiveness.


Governance
  • Ensure compliance with policies and adherence to risk appetite and standards.
  • Understand how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions


Do you have the skills that will enable you to succeed? We'd love to work with you if you have experience with:

  • University degree or an equivalent combination of education and experience, with a minimum of 2 years of relevant experience in AML, financial crime, risk management, or a related field, including complex investigations.
  • Strong analytical, investigative, and critical thinking skills.
  • Proven ability to exercise sound judgment and assess materiality.
  • Effective written communication and presentation skills.
  • Strong knowledge of AML frameworks and regulations.
  • Demonstrates integrity, accountability, and attention to detail.
  • Bilingual proficiency in English and Spanish is required for roles based in the Colombian and Dominican Republic AML Hubs.


What's in it for you?

  • Champion a high-performance environment and contribute to an inclusive work environment.
  • The opportunity to join a forward-thinking organization where you are surrounded by a collaborative team of innovative thinkers.
  • A competitive compensation and comprehensive benefits plan.
  • An organization committed to making a difference in our communities - for you and our customers.
  • You can expect to be recognized and rewarded for high-performance; you will be supported by leadership through meaningful development conversations that enable faster advancement and internal training to support your growth and development.


Location(s): Canada : Ontario : Mississauga || Canada : Ontario : Toronto

About Scotiabank

Scotiabankers are committed to helping individuals, companies, and communities to thrive in a changing world. From personal and business banking, brokerage, and insurance, to private wealth, and the most sophisticated commercial, corporate and institutional services, they serve the diverse needs of some 21 million customers in more than 55 countries. Founded in 1832 in Halifax, Nova Scotia, their growth has always been fuelled by the success of their customers and their longevity secured by an unshakable commitment to carefully and expertly managing risk and capital. That focus on doing what's right for customers—short- andlong-term—has made us a global financial services leader. Headquartered in Canada, they are over 86, 000 Scotiabankers strong. Each of us are committed to being the best at understanding their customers' needs and all of us working together to deliver practical advice and relevant solutions that help their customers become financially better off.

Scotiabank Careers

Join Scotiabank, a premier financial institution, and become part of a diverse and inclusive team that’s leading the way in global banking. At Scotiabank, we offer more than just job opportunities; we provide a platform for professional growth and innovation in the financial services industry.

Work You’ll Do

At Scotiabank, we’re not just filling positions; we’re cultivating leaders. Dive into a workplace where diversity training and leadership development shape the path to your future. Our commitment to professional growth is evident in our robust training programs and continuous learning opportunities that foster innovation and strategic thinking.

Explore a World of Opportunities

Whether you’re looking for a full-time position, an internship, or a leadership role, Scotiabank has a spectrum of opportunities to fit your career ambitions. Our team is composed of individuals who bring a wealth of skills and perspectives to our company, driving us forward with their creativity and strategic insights.

Innovative Work Environment

Scotiabank’s culture is one of collaboration and respect, where each team member’s contribution is valued. Engage in meaningful work that challenges you to leverage your skills and push the boundaries of what’s possible in the banking sector. Our innovative projects not only support the growth of the company but also ensure our position as a leader in the industry.

Benefits and Growth

Choosing a career at Scotiabank means opting for a life of growth and opportunity. Our employees enjoy competitive benefits, including comprehensive health coverage, retirement plans, and flexible working conditions, all designed to support your career and personal life. We believe in nurturing our team’s potential by providing them with the tools they need to succeed both professionally and personally.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Scotiabank by searching our open positions that match your skills and interests. We are continuously hiring and looking for passionate, curious, and solution-driven team players.

Networking and Professional Development

Stay connected and advance your career through Scotiabank’s extensive networking opportunities. Participate in events that connect you with other professionals and leaders within the industry. Our career resources will help you prepare your resume, ace your interviews, and land the job that best suits your career goals.

Stay Ahead

Keep up to date with the latest in career tips, industry insights, and company news—all from the people who work here at Scotiabank. Personalize your experience by subscribing to job alert emails tailored to your preferences and be the first to know about new openings and exciting developments. Join Scotiabank and be part of a team that values integrity, respect, and accountability. Discover how your career can flourish in an environment committed to your professional development and personal growth.
Learn more about Scotiabank
Size
90,619 employees
Market Cap
$57.5 billion
Industry
Finance & Insurance
5 Year Trend
+7%
NASDAQ
BNS
* Ladders Estimates

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