Senior Insurance Data Scientist

$100K — $130K *
US-Anywhere
+ 7 other locationsRemote
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Graduate degree in Statistics, Mathematics, Actuarial Science, Data Science, or related field with 2+ years of experience or 5+ years of progressive experience in a data science role.
  • Proficiency in Python, SQL, R, or other statistical programming languages for data manipulation and modeling.
  • Strong foundation in statistical modeling and machine learning with clear communication of model results.
  • Ability to manage multiple priorities in a fast-paced environment and influence others with empathy.
  • Strong problem-solving and critical thinking skills with attention to detail.
  • Excellent written and verbal communication skills for diverse audiences.

Responsibilities

  • Develop and maintain predictive models for pricing and performance forecasting considering regulatory aspects.
  • Lead exploratory data analysis to assess data relationships and insurance processes.
  • Apply statistical techniques to identify drivers of sales, retention, and profitability.
  • Translate complex findings into actionable insights for technical and non-technical stakeholders.
  • Perform root cause analysis using SQL and collaborate with teams to resolve issues.
  • Design and maintain data pipelines for structured and unstructured data integration.
  • Lead end-to-end data science projects and serve as a technical leader across initiatives.
  • Mentor and develop analytics talent across the organization.

Benefits

  • Comprehensive full medical, dental, and vision insurance.
  • Basic life insurance at no cost to the employee.
  • Company-paid short-term and long-term disability.
  • 12 weeks of 100% paid parental leave.
  • Flexible Spending Accounts (FSA) and Health Savings Account (HSA).
  • Retirement savings plan with company contributions.
  • Generous Personal Paid Time Off and paid holidays.
  • Paid time off to volunteer at nonprofit organizations.
  • Pet-friendly office environment and group pet insurance.
  • On-the-job training and skills development opportunities.
Full Job Description

Job Location: Remote (U.S.) Teams with hubs in: Chicago, IL | New York, NY | Scottsdale, AZ | Cleveland, OH

Job Summary

We are seeking a Lead Data Scientist with hands-on experience in P&C or Pet Insurance pricing to join our growing R&D team. This is a senior individual contributor role responsible for leading pricing model development, driving analytical best practices, and serving as a subject matter expert in insurance pricing.

You will own projects end0to0end 00from scoping to delivery 00and balance a portfolio of 2004 concurrent initiatives across pricing, research, and model enhancement. This role requires someone who can independently run a project to ground, ask the right questions when roadblocks arise, and communicate complex modeling work to both technical and non0technical audiences.

You will partner closely with actuarial, product, engineering, and business stakeholders while helping shape the analytical culture of the team.

What You0ll Do

Pricing & Modeling Leadership

  • Develop, refine, and maintain GLM0based pricing models and related regression approaches used for rate setting, segmentation, and performance forecasting.
  • Apply machine learning techniques where appropriate to enhance predictive accuracy and customer behavior insights.
  • Serve as a technical lead on pricing initiatives, ensuring methodological rigor and regulatory awareness.

End0to0End Project Ownership

  • Take a scoped project and drive it independently to completion, escalating questions or blockers appropriately.
  • Manage a rotating portfolio of 200active projects, including pricing model builds, research initiatives, and support for regulatory filings.

Data Exploration & Analytical Insight

  • Conduct exploratory data analysis to understand relationships across pricing, conversion, retention, and risk segmentation.
  • Perform advanced root0cause analysis using SQL and statistical techniques to investigate data issues and collaborate with engineering to resolve them.
  • Translate complex analytical findings into clear, actionable insights for leadership across varying technical backgrounds.

Communication & Influence

  • Present modeling results, assumptions, and recommendations to senior leadership in a way that is accessible and compelling.
  • Become an SME in a key area of insurance pricing, providing guidance to peers, leaders, and cross0functional partners.

Team Leadership & Mentorship

  • Mentor junior team members and contribute to elevating data science best practices across the organization.
  • Demonstrate flexibility in leading or following depending on project needs, contributing to a collaborative and high0trust team environment.

Required Qualifications

  • Graduate degree in Statistics, Mathematics, Data Science, Actuarial Science, or related quantitative field and 2+ years of experience in a data science or analytical role OR 4+ years of progressive experience in data science or analytics.
  • At least 1 year of experience in P&C or Pet Insurance pricing (rate modeling, GLMs, segmentation, or related actuarial/data science work).
  • Strong proficiency in Python and SQL for data manipulation, modeling, and analysis.
  • Deep understanding of GLMs, regression modeling, and statistical inference.
  • Demonstrated ability to communicate complex technical concepts to both technical and non0technical audiences.
  • Ability to manage multiple priorities in a fast0paced environment with a small, high0impact team.
  • Strong problem0solving skills, critical thinking, and attention to detail.

Preferred Qualifications

  • Experience with Snowflake, Databricks, or SQL Server.
  • Familiarity with data warehousing concepts.
  • Hands-on experience with WTW Radar, Emblem, or Earnix.
  • Experience building dashboards in Power BI or similar tools.

Who Thrives Here

This role is ideal for someone who:

  • Enjoys owning complex analytical work from start to finish.
  • Can balance multiple projects without losing quality or momentum.
  • Communicates with clarity, confidence, and humility.
  • Wants to grow into a pricing SME and influence decisions across the business.
  • Values both leading and following depending on what the project requires

#LI #carrier

All of our jobs come with great benefits including healthcare, parental leave and opportunities for career advancements. Some offerings are dependent upon the location of where you work and can include the following:

  • Comprehensive full medical, dental and vision Insurance

  • Basic Life Insurance at no cost to the employee

  • Company paid short-term and long-term disability

  • 12 weeks of 100% paid Parental Leave

  • Health Savings Account (HSA)

  • Flexible Spending Accounts (FSA)

  • Retirement savings plan

  • Personal Paid Time Off

  • Paid holidays and company-wide Wellness Day off

  • Paid time off to volunteer at nonprofit organizations

  • Pet friendly office environment

  • Commuter Benefits

  • Group Pet Insurance

  • On the job training and skills development

  • Employee Assistance Program (EAP)

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