Complex Liability Solutions (CLS) Underwriter

Your underwriting career at The Hartford means collaboration, inclusivity, innovative thinking, and the opportunity to make a meaningful impact. Here, you won’t simply follow the status quo—you’ll bring creative solutions to complex challenges, partner with experienced leaders and underwriters, and have a seat at the table with key decision-makers. Most importantly, you’ll have the support and flexibility to grow your career in the direction you choose.

About the Team

Our Complex Liability Solutions (CLS) team is a specialized group of underwriters, risk engineering consultants, and liability claims professionals focused on hard-to-place products and premises risks. We tackle high-hazard exposures every day and provide innovative solutions for accounts that often fall outside the appetite of traditional retail carriers.

This is an excellent opportunity for Middle Market, Primary Casualty, or Excess Casualty Underwriters looking to expand their expertise into complex, high-hazard liability risks.

What You'll Do

As a CLS Underwriter, you will be responsible for the profitable growth and management of a specialized casualty portfolio by:

• Underwriting and managing new and renewal complex liability accounts.

• Applying technical underwriting expertise in risk selection, pricing, account administration, and portfolio management.

• Evaluating difficult-to-place General Liability, Products Liability, and Excess Casualty risks.

• Identifying opportunities that align with underwriting appetite and business strategy.

• Developing and executing account-specific strategies for new and renewal business.

• Serving as a trusted advisor by providing consultative solutions to brokers and agents.

• Managing an assigned territory through strategic planning and operational excellence.

• Tailoring service plans to meet the unique needs of each client and distribution partner.

• Influencing account pricing, structure, and terms to achieve profitable outcomes.

• Building and maintaining a robust pipeline of business opportunities.

• Driving the sales process through effective planning, execution, and performance monitoring.

• Identifying and generating cross-sell and up-sell opportunities across The Hartford's product portfolio.

• Effectively communicating The Hartford's value proposition to brokers and agency partners.

• Holding internal and external business partners accountable while maintaining a high standard of professionalism and service.

• 3+ years of Property & Casualty carrier underwriting experience required, with a strong preference for casualty underwriting expertise.

• Demonstrated success building and maintaining relationships with internal and external business partners.

• Strong analytical thinking, problem-solving, and decision-making skills.

• Excellent communication, presentation, and interpersonal skills.

• High-energy, resilient self-starter with an entrepreneurial mindset.

• Strong organizational, time management, and desk management skills.

• Goal-oriented with a track record of delivering results.

• Ability to challenge the status quo and compete to win in a dynamic marketplace.

• Advanced technical underwriting knowledge and sound judgment.

• Travel: Approximately 25%.

• Work Arrangement: Hybrid, with an expectation of working from a designated Hartford office or conducting agency visits Tuesday through Thursday.

• Title and compensation level will be aligned with the selected candidate's experience and qualifications.

Join a team that thrives on solving complex challenges, delivering creative casualty solutions, and helping customers confidently navigate their toughest risks.