Senior Examiner

BC Financial Services Authority

$90K — $140K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 5 years experience in regulatory examinations or compliance within the mortgage sector.
  • In-depth knowledge of mortgage broker business practices and relevant regulations.
  • Strong team leadership skills for managing cross-functional and multi-disciplinary projects.
  • Expertise in risk management principles and administrative law applications.
  • Demonstrated ability to influence compliance and regulatory adherence.
  • Superior written and verbal communication skills for report writing and stakeholder engagement.

Responsibilities

  • Plan and conduct complex regulatory examinations for high-risk mortgage broker files.
  • Lead cross-jurisdictional teams in assessing compliance and addressing market risks.
  • Analyze quantitative and qualitative data from various sources to identify systemic issues.
  • Review financial documents such as bank statements and financial reports to ensure compliance.
  • Provide quality assurance and constructive feedback on team deliverables and outputs
  • Proactively identify mortgage brokers for compliance review and examination.
  • Prepare comprehensive examination reports with actionable recommendations for improvements.

Benefits

  • Hybrid work arrangement offering flexibility between office and remote work.
  • Opportunity to contribute to regulatory frameworks and influence the mortgage industry.
  • Engagement in professional development through training and orientation.
  • Participation in organizational transformation initiatives and continuous improvement.
  • Potential access to a diverse and inclusive work environment emphasizing fairness.
Full Job Description
Posting Title: Senior Examiner
Department: Financial Professionals
Full/Part Time: Full Time
Job Type: Permanent
Location: Vancouver
Work Arrangement: Hybrid
Salary Range: $90,069.00 - $140,235.00
Close Date: September 24, 2026

SUMMARY

The position leads complex, high risk, and high-profile examinations of provincially regulated mortgage brokers, to assess compliance with regulatory requirements.

ACCOUNTABILITIES

  • Plans, leads and/or conducts complex regulatory examinations on high-risk files that may cross organizational boundaries, be high profile in terms of stakeholder interests, have high public visibility, and have external interfaces.

  • Leads multi-functional, multi-disciplinary, and cross-jurisdictional teams of internal and external stakeholders on examination files and project and policy work focused on the identification of market risks and coordinated intervention.

  • Applies in-depth technical and professional knowledge to analyze quantitative and qualitative information from a variety of internal and external sources, to identify risks, themes, and/or systemic issues and make recommendations regarding the subject, and scope, of examinations.

  • Reviews various financial documents, including bank statements, Accountant's Reports and Financial Statements.

  • Complete review of team member files (e.g., working papers, reports, letters, and memos) to ensure quality standards are met, provide constructive feedback, suggest areas of improvement and collaborate with team members to maintain consistent results.

  • Proactively identifies and recommends mortgage brokers for examination.

  • Carries out desk-based and/or on-site examinations to assess compliance or vulnerabilities in business practices by conducting interviews and gathering and evaluating documentary evidence in accordance with established regulatory tactics/strategies and legislative requirements.


  • Achieves voluntary compliance during examinations and, identifies opportunities to educate industry participants and reinforce good business practices that align with regulatory expectations.

  • Prepares written reports based on examination results that may include recommendations to address weaknesses, take proactive regulatory action, and improve policies, procedures, practices, and legislation.

  • Supports formal regulatory intervention or enforcement action, and testifies at regulatory, tribunal, and other hearings, as required.

  • Contributes to the team's development of internal work practices (e.g., policies, procedures, and tools).

  • Provides orientation and training to internal and/or external stakeholders within area of responsibility.

  • Contributes to, participates in, and supports organizational business transformation initiatives.


JOB REQUIREMENTS

  • Leading or managing teams, including on projects, partnerships, taskforces, and related activities.

  • Knowledge of relevant legislation, regulations, and/or policies governing the regulatory program or similar regulatory programs.

  • Knowledge of mortgage broker or mortgage lending industry business practices and structures.

  • Knowledge of risk management principles and methods.

  • Knowledge of administrative law.

  • Ability to exercise judgement, initiative, and discretion.

  • Ability to influence compliance with legislation, regulation, and policy.

  • Superior oral and written communication skills.


EDUCATION

  • Degree in business, public administration, or accounting and some related experience or, an equivalent combination of education and experience.


Related experience includes:

    • Leading examinations or similar activities in the mortgage broker sector

    • Leading and/or conducting complex, high risk, and/or high-profile examinations or similar activities (financial or compliance audits)

    • Developing and maintaining cross-functional and/or cross-organizational working relationships

    • Interpreting and applying legislation, regulations and/or policy.


Preference may be given to applicants with experience in the mortgage broker industry.

PROVISOS
Candidates must be eligible to work in Canada and living in British Columbia or intent to settle in the province.
Internal candidates are kindly requested to use their BCFSA email address when applying for this position. This will help us identify and streamline the internal application process.

Hiring Process Accommodation
BCFSA wants to ensure every job applicant is treated fairly and with respect and encourages applications from all candidates, including those with diverse abilities. We welcome you to inform us confidentially if you may require any special support in the application process, including disability accommodation, in order to participate fully in our recruitment experience. Email us at [email protected] to notify us of any needs related to your job application.

Similar Jobs

More Jobs at BC Financial Services Authority

More Finance & Insurance Jobs

Find similar Senior Examiner jobs: