The position at a glanceThe Senior Credit Solutions Engineerbuilds and maintains the SQL-driven tools that power data-informed decisions for active lending-portfolio management and credit-risk mitigation across North America. By supporting synthetic securitisation transactions and delivering clear visual insights, the role helps BNPParibas create responsible, risk-adjusted value for its corporate clients.
In detail The team members are responsible of the following activities:
- Design and develop proprietary portfolio-management tools for the regional team, updating them as business needs evolve so that users have reliable, timely decision-support.
- Maintain and administer the mission-critical SQL database, generating daily loan-exposure (RED) reports and enhancing stored procedures to ensure data accuracy for risk analysis.
- Create interactive dashboards in Tableau, QlikSense or PowerBI, delivering visual insight that clarifies portfolio performance for stakeholders.
- Liaise with IT to migrate the database to a fully supported environment, aligning technology upgrades with regulatory and business timelines.
- Support the origination of new synthetic securitisation transactions by assisting investor due-diligence, structuring and internal approvals, thereby enabling timely deal execution.
- Lead the quarterly re-loading of live SRTs, guaranteeing data integrity and compliance with Basel and related regulations.
- Coordinate with Origination & Active Management to validate lending and hedging transaction outcomes and with Portfolio Analytics & Modelling to supply data for RWA, funded-asset and cost-of-risk analysis.
- Compute actual RWA savings and hedging costs, reviewing methodologies and updating assumptions to keep the Active-Management budget accurate and actionable.
Work conditions: This position provides for standard working conditions in an office and a normal work schedule from Monday to Friday. This position requires little travel.
The strengths and skills that will help you succeed- MSc in Financial Engineering or another quantitative discipline.
- The knowledge of English is required.*
- Minimum 57 years of relevant experience in quantitative finance, database development or credit-risk analysis.
- Program in VBA, MySQL and Python to automate data pipelines and build robust analytical tools.
- Administer SQL Server and Oracle databases end-to-end, from data ingestion to production of reports and dashboards.
- Apply credit-risk RWA calculations and modelling techniques to support risk-adjusted portfolio decisions.
- Interpret Basel, Volcker and other regulatory requirements to ensure compliance of securitisation structures.
- Work with structured-credit products, including balance-sheet CLOs and synthetic securitisations, to provide actionable risk insights.
- Communicate clearly and responsibly with cross-functional teams, delivering concise documentation and presentations.
- Take full ownership of the portfolio-management database, ensuring reliability, accuracy and timely delivery of tools.
- Demonstrate a rigorous, supportive and collaborative mindset when solving complex problems.
*Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Professional working proficiency in English language is required.
What's in it for youIn addition to competitive compensation, we offer flexible benefits including a family and spouse insurance program, a defined contribution pension plan and paid days for volunteering. Hybrid work arrangements are available for most positions. In-office presence is required a minimum of 3 days per week, one of which must be on a Monday and/or a Friday. BNP Paribas provides excellent training and personal development programs, as well as opportunities for career development within the company and internationally.
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What you need to know- We will review candidates as they apply, so don't wait to submit your application;
