TD Bank

Senior Credit Risk Analyst (ATH 5293)

TD Bank$81K — $115K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience with Databricks/Python and Relational Databases
  • Proficient in AI-assisted development tools for optimizing code
  • Excellent verbal, written, and presentation skills
  • Strong organizational skills in fast-paced environments
  • Highly developed analytical and problem-solving skills
  • Familiarity with Customer Assistance (Collections and Recovery) procedures
  • Experience in data visualization with Power BI

Responsibilities

  • Own and improve Customer Assistance Risk strategies continuously
  • Develop verification processes for risk collection strategies
  • Establish Quality Control measures for data mining and strategy creation
  • Gain in-depth understanding of Customer Assistance processes and data
  • Conduct deep-dive analyses to minimize losses and enhance recoveries
  • Identify opportunities to optimize existing risk strategies

Benefits

  • Regular development conversations and training programs
  • Access to an online learning platform and mentoring programs
  • Career path opportunities within the organization
  • Comprehensive support for work-life balance
  • Training and onboarding sessions for new hires
Full Job Description
Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Risk Management

Pay Details:
$81,600 - $115,200 CAD

Job Description:

Job Description:

A high-visibility opportunity for a risk management professional to drive risk strategy and loss-reduction outcomes.

This role offers the unique opportunity to analyze trends in the retail collections business and develop new strategies insights to drive business performance. This includes the identification of business and industry related trends and loss avoidance opportunities across the full suite of retail lending portfolios including credit cards, auto finance, personal lending, small business banking, and real estate secured products. Through regular analysis of key risk indicator trends and the development of new metrics, this role is critical in reducing losses for the bank.

Key Accountabilities:
  • Ownership, creation, and continuous improvement of the Customer Assistance Risk strategies and oversights.
  • Develop and build verification process of risk collection strategies as per guidelines.
  • Create and adhere to Quality Control measures as they pertain to data mining and strategies creation.
  • Develop a deep understanding of Customer Assistance processes, procedures, strategies, and data sources.
  • Develop points of view through deep-dive analysis to help minimize losses and increase recoveries.
  • Identify risk mitigation opportunities to optimize existing strategies.


Job Requirements:
  • 5+ years Databricks/Python experience with the use of Relational Databases.
  • Experience leveraging AI-assisted development tools to optimize code performance and processing efficiency.
  • Very strong verbal, written, presentation & communication skills.
  • Strong organizational skills, with the ability to work in a fast-paced environment and manage multiple deadlines and priorities.
  • Highly developed critical thinking, analytical and problem-solving skills
  • Existing knowledge of Customer Assistance (Collections and Recovery) business and procedures.
  • Flexibility to adapt to rapidly changing requirements.
  • Demonstrated ability to convert data into actionable recommendations.
  • Can test and prove that data presented is accurate.
  • Demonstrated ability to lead an initiative with little supervision.
  • Self-motivated team player with high energy and thinks outside the box.
  • Experience developing engaging data visualizations using Power BI.
  • Experience developing and presenting recommendations to an executive audience

Additional Information

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Language Requirement (Quebec only):
Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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