Job Title: Senior Credit Administrator

Department: Credit Administration - 68
Reports to: Chief Credit Officer

Status: ☒ Exempt • Non-Exempt
About the Role

The Senior Credit Administrator is responsible for approving, structuring, and overseeing commercial credit across key regional markets. This role plays a critical part in maintaining the quality of the loan portfolio, identifying emerging risk, and partnering closely with relationship managers to support sound credit decisions and portfolio growth.

Work Details

Schedule: Monday - Friday, 8:00 AM - 5:00 PM
Work Location: ☒ Onsite
Travel: Occasional (up to 10%)

What You'll Do

• Exercise direct credit approval authority for commercial real estate (CRE), construction, and commercial & industrial (C&I) loans
• Oversee credit administration across regional markets, including Utah, Idaho, and Denver
• Partner with Relationship Managers to structure deals, support originations, and participate in client-facing discussions
• Monitor portfolio performance through financial statement reviews, covenant tracking, and risk rating accuracy
• Identify emerging credit risks and recommend appropriate mitigation strategies
• Review loan documentation to ensure compliance with internal policies and regulatory requirements
• Monitor past due and maturing loans and proactively work to prevent administrative delinquencies
• Support the Chief Credit Officer in reporting, portfolio analysis, and loan policy maintenance

What We're Looking For

(Required)

• 8+ years of experience in middle market C&I and/or commercial real estate (CRE) lending
• Direct credit approval authority experience (individual or committee-based)
• Strong knowledge of commercial underwriting, credit structuring, and risk assessment
• Solid understanding of accounting principles and financial analysis
• Working knowledge of loan documentation and regulatory compliance

(Nice to Have)

• Experience supporting multi-market or regional portfolios
• Prior exposure to construction lending
• Experience partnering closely with production teams or Relationship Managers

Posting Location(s):

• Scottsdale Banking Office; 7150 E. Camelback Rd., Suite 195, Scottsdale, AZ 85251

Compensation

Physical Demands:

In general, the following physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to allow differently abled individuals to perform the essential functions of the job.
• Sedentary: Limited activity, no lifting, limited walking
• Moderate: Mostly standing, walking, bending, frequent lifting
• Light: Office work, some lifting, bending, stooping or kneeling, walking
• Arduous: Heavy lifting, bending, crawling, climbing

The Fine Print

This job description reflects the general nature of the role and may change as business needs evolve.

Note: The preceding job description has been designed to indicate the general nature and level and work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. All job descriptions can be amended without notice as warranted by business necessity.