What We NeedCorpay is seeking a Senior Compliance Analyst to join our Sanctions and Financial Intelligence Unit (FIU) team in Toronto. In this role, you will safeguard the integrity of our operations by conducting in-depth investigations into high-risk payment activity, reviewing potential sanctions matches, and strengthening our anti-money laundering (AML) practices. This is a senior individual contributor position suited to someone with a strong investigations and sanctions background who is ready to bring depth of experience to a small, high-impact compliance team.
How We WorkAs a Senior Compliance Analyst you will be expected to work in an onsite environment. Corpay will set you up for success by providing:
- Assigned workspace in our Toronto office
- Company-issued equipment
- Hands-on training
Role ResponsibilitiesThe responsibilities of the role will include:
- Conducting in-depth reviews of high-risk customers and transactions, identifying patterns, trends, and anomalies to assess potential financial crime risk
- Reviewing and analyzing transaction monitoring alerts and underlying transactional data using internal systems and tools to identify potentially suspicious activity
- Reviewing potential sanctions matches and dispositioning alerts in accordance with regulatory requirements and internal standards
- Leading end-to-end investigations into complex or high-risk cases, including evidence gathering, analysis, documentation, and case disposition
- Preparing, reviewing, and ensuring timely filing of SARs/STRs in accordance with applicable regulatory requirements and internal standards
- Acting as a subject matter expert on AML/CTF investigations, providing guidance, decision support, and informal oversight to junior analysts
- Identifying emerging financial crime risks, typologies, and control gaps, and recommending enhancements to transaction monitoring scenarios and investigative processes
- Supporting and influencing the implementation of system enhancements, model tuning, and policy updates impacting FIU operations
- Leading or supporting regulatory inquiries, audits, and internal reviews, including drafting responses and assisting with remediation efforts
- Driving continuous improvement initiatives across FIU operations, including workflow optimization, quality assurance enhancements, and efficiency gains
- Sharing industry best practices, regulatory developments, and internal learnings with stakeholders to strengthen the overall compliance framework
- Performing other duties and projects as assigned
Qualifications & Skills- Bachelor's degree in Business Administration, Finance, Accounting, Law, or a related field; a Master's degree or relevant professional certification may be preferred
- CAMS certification or an equivalent AML certification
- Several years of experience in a compliance role within the financial services industry, with a focus on AML, CTF, sanctions, or regulatory compliance
- Hands-on background in investigations, transaction monitoring, and live screening of payments
- In-depth knowledge of anti-money laundering (AML), counter-terrorist financing (CTF), and other financial crime regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, FATF recommendations, and relevant international standards
- Experience working within a money service business (MSB), banking, or similar financial services environment
- Exceptional problem-solving skills, with the ability to combine information to form conclusions and develop creative solutions
- Professional-level written and verbal communication skills, with the ability to convey complex regulatory requirements and findings to a range of stakeholders
- Ability to learn Corpay's proprietary systems and software, along with CRM software (Salesforce), sanctions screening software (LexisNexis), and transaction monitoring software (NetReveal)
- Proficiency in Microsoft Office applications, including Excel, Word, and PowerPoint
- A collaborative, social, and outgoing team player who values longevity and contributes to building the team
Benefits & Perks- Medical, Dental & Vision benefits available the 1st month after hire
- Automatic enrollment into our 401k plan (subject to eligibility requirements)
- Virtual fitness classes offered company-wide
- Robust PTO offerings including major holidays, vacation, sick, personal, and volunteer time
- Employee discounts with major providers (i.e. wireless, gym, car rental, etc.)
- Philanthropic support with both local and national organizations
- Fun culture with company-wide contests and prizes
Pay TransparencyThis salary range is provided for locations which require such disclosure. Where a position or applicant may fall in a particular wage range depends on a number of factors including but not limited to skill sets, experience, training, licenses and certifications (if applicable), and other business and organization needs. The disclosed range has not been adjusted for the applicable geographic markets. At Corpay it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions depend on the facts and circumstances of each case. The estimate of the minimum and maximum salary range is
$80,000 - $100,000 CAD plus an annual bonus.
