Clair

Senior Compliance Analyst

Clair$100K — $125K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of compliance experience in fintech or regulated industries
  • Proven expertise in compliance management systems
  • Hands-on experience with state licensing management
  • Experience in audit readiness and regulatory examination
  • Strong background in vendor risk management and oversight
  • In-depth knowledge of consumer compliance regulations like UDAAP
  • Exceptional organizational and communication skills

Responsibilities

  • Own and manage licensing portfolio and state renewals
  • Lead audit preparation and coordinate regulatory examinations
  • Maintain and enhance compliance management system policies
  • Conduct third-party vendor risk assessments
  • Review marketing materials for compliance with regulations
  • Serve as primary contact for Partner Bank compliance matters
  • Monitor regulatory updates and communicate changes internally
  • Provide compliance guidance on new initiatives and projects

Benefits

  • Medical, Dental, & Vision Coverage
  • Fully-paid parental leave
  • Company-sponsored 401k, HSA, and FSA
  • Unlimited vacation for salaried roles
  • Work from home setup allowance
  • Access to earnings on Clair daily
  • Company-sponsored disability insurance
Full Job Description
About the Role

We are looking for a Senior Compliance Analyst to own critical components of our compliance management system (CMS) and help scale our compliance program as we grow. This is an ideal role for a seasoned compliance professional who thrives on building operational rigor, owning licensing and audit functions, and partnering closely with business teams to provide practical compliance guidance. You will work directly with our General Counsel and collaborate cross-functionally with Product, Marketing, and Operations.

What You'll Do
  • Own and manage the licensing portfolio, including tracking deadlines, coordinating state renewals (lending, money transmission, and related licenses), preparing filings and reports, and maintaining accurate licensing records
  • Lead audit readiness and support internal and external audits and regulatory examinations, including organizing documentation, responding to auditor requests, and tracking findings and remediation
  • Maintain and continuously improve the compliance management system (CMS), including policies, procedures, training logs, risk assessments, and monitoring and testing programs
  • Conduct and oversee third-party vendor risk assessments and ensure ongoing monitoring meets regulatory standards and internal policy requirements
  • Review and approve customer-facing materials and marketing collateral for compliance accuracy, required disclosures, and alignment with UDAAP principles
  • Assist with ad hoc compliance requests from our Partner Bank and serve as an effective point of contact for Partner Bank stakeholders on compliance matters
  • Monitor regulatory updates and communicate key changes and compliance implications to relevant internal stakeholders
  • Provide practical compliance guidance to Product, Marketing, and Operations on new initiatives and cross-functional projects


What We're Looking For
  • 5+ years of compliance experience in fintech, financial services, or another heavily regulated industry
  • Deep familiarity with compliance management systems and demonstrated experience owning CMS components such as licensing, audits, policies, or risk assessments
  • Hands-on experience managing state licensing portfolios (lending, money transmission, or similar) and coordinating regulatory filings
  • Experience supporting or leading audit preparation and regulatory examination responses
  • Strong understanding of third-party risk management frameworks and vendor oversight programs
  • Solid working knowledge of consumer compliance requirements, including UDAAP, and experience reviewing marketing or customer-facing materials for regulatory alignment
  • Exceptional organizational skills with the ability to manage a large volume of critical compliance documentation and multiple deadlines simultaneously
  • Clear and effective communicator, comfortable working cross-functionally and with external stakeholders including Partner Bank contacts
  • Proactive, ownership-driven mindset with a track record of building and improving compliance programs, not just maintaining them
  • Bonus: Experience in a fintech startup environment, familiarity with partner bank compliance expectations, or exposure to regulatory change management programs


Additional Details

Location: While we are based in NYC, we are also open to remote candidates for this role who are based in US only. If you are based in NYC, you'll be expected to be in the office 3- days a week (Tuesday, Wednesday and Thursday).

Compensation: The annual base salary for this role is $100,000 and $125,000. The base pay for this role is determined using many factors, such as education, skills and experience and is reflective of Clair Series stage and size. Base pay is only one part of Clair's competitive total compensation package which includes equity, benefits and additional perks. The base pay range is subject to change and may be modified in the future.

Clair will only contact candidates from [redacted].com email addresses. We will never ask for payments or sensitive personal information during the hiring process. If you happen to receive anything suspicious, please ignore it.
Need more convincing?

Apart from getting to work with our incredible team, here are some of the benefits you can expect when you join Clair:
  • Medical, Dental, & Vision Coverage, with option to extend to your family
  • Fully-paid parental leave
  • Company-sponsored 401k, HSA, and FSA
  • Unlimited vacation for salaried roles, generous PTO for hourly roles
  • Work from home setup allowance
  • Access to your earnings every day on Clair
  • Company-sponsored short-term and long-term disability insurance


About Clair

Clair is a fintech company that provides instant pay access to employees. It was founded in 2019 by Nico Simko and Erich Nussbaumer. The company's mission is to help people achieve financial stability by providing them with access to their earned wages before payday. Clair partners with employers to offer this service to their employees. The company is headquartered in New York City.
Learn more about Clair
Size
50 employees
Industry
Founded
2019
Revenue
$1 million

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