EMC Insurance

Senior Commercial Underwriter

EMC Insurance$92K — $140K *
US-AnywhereRemote in Missouri, US
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in insurance or business administration preferred
  • Five years of experience in commercial lines underwriting
  • Insurance designations like CPCU are preferred
  • Strong knowledge of underwriting and risk analysis
  • Exceptional problem-solving and decision-making abilities

Responsibilities

  • Select and maintain a profitable book of business in high-volume territory
  • Evaluate complex accounts for risk selection and pricing
  • Analyze various data points to underwrite policies effectively
  • Communicate appropriate coverage options and maintain file documentation
  • Develop agency relationships and educate agents on products
  • Visit agencies to discuss accounts and provide updates
  • Mentor less experienced underwriters and provide complex problem-solving support

Benefits

  • Remote working options are available for residents of Arkansas, Missouri, or KC Metro
  • Comprehensive rewards package and benefits through EMC
  • Opportunities for professional development and mentorship
  • Supportive work environment for effective collaboration
  • Potential for career advancement
Full Job Description

**This position is eligible to work a remote schedule from Arkansas, Missouri, or KC Metro **

Essential Functions:

  • Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority.

  • Evaluates highly complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes.

  • Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies.

  • Offers appropriate coverage for exposures. Maintains proper file documentation in connection with accounts.

  • Develops and fosters agency relationships.

  • Educates agents on EMC products, underwriting appetite, systems and services.

  • Visits agencies to discuss accounts and provide agents with updates at EMC in order to maximize opportunities.

  • Coordinates with marketing and branch management in the agency planning and review processes.

  • Serves as a mentor for less experienced underwriters.

  • Answers questions, shares recommendations for complex situations, such as difficult accounts, communication strategies or problematic agency relationships and explains the rationale for recommendations.

Education & Experience:

  • Bachelor's degree, preferably in insurance or business administration

  • Five years of experience in commercial lines underwriting

  • Insurance designations, such as CPCU preferred

Knowledge, Skills & Abilities:

  • Excellent knowledge of underwriting and risk analysis

  • Exceptional problem-solving skills and the ability to make sound decisions

  • Strong customer service skills

  • Strong computer skills, including knowledge of Microsoft Office and social media

  • Ability to work on multiple projects while meeting deadlines

  • Excellent written and verbal communication skills, including the ability to speak effectively before groups

  • Strong presentation skills preferred

  • Ability to work effectively with others, as well as independently

  • Demonstrated leadership qualities

  • Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling

The hiring salary range for this position will vary based on geographic location, falling within either of the following:

$92,670 - $128,045 or $102,443 - $140,845

A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

 

 

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.

About EMC Insurance

EMC Insurance Group Inc. is an insurance holding company based in Des Moines, Iowa. The company provides property and casualty insurance products and services to businesses and individuals in the United States. The company operates through two segments: Property and Casualty Insurance and Reinsurance. The Property and Casualty Insurance segment provides commercial and personal lines of insurance products. The Reinsurance segment provides reinsurance for other insurers. The company was founded in 1911 and is publicly traded on the NASDAQ under the ticker symbol EMCI.
Learn more about EMC Insurance
Industry
Founded
1911
NASDAQ

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