Who you are:

As a Central Credit Underwriter IIyour opinion matters. You will be responsible for approving or declining consumer credit requests with underwriting authority of $100,000 to $1,000,000 or commercial credit requests with underwriting authority of $250,000 to $1,000,000. More than that, this role is about building relationships and providing top-quality service and doing so with integrity, caring, and excellence in mind.

What you’ll do:

• Approve/decline or make recommendation for alternative financing within established loan authority
• Mentor, train and coach bankers
• Assist in training and mentoring Underwriter I’s
• Act as the department liaison
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

What you’ll need:

• Bachelor's degree preferably in Business, Finance, Accounting, or Economics or equivalent experience
• 2+ years of experience in lending, preferably within underwriting
• Proven record of success in an underwriting environment
• Ability to understand cash flow, financial statements and leverage ratios
• Ability to analyze financial statements and evaluate cash flow, capital and collateral adequacy
• Excellent written and verbal communication skills
• Proficient in Microsoft computer applications

Our Benefits:

At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:  

• Medical, dental, vision, long-term disability, and life insurance
• 401(k) matching
• Generous holiday and paid time off schedule
• Tuition reimbursement
• Extensive health and wellness programs, including our Employee Assistance Program
• Referral bonus program + more!