Our client is a growing and collaborative insurance organization seeking a Commercial Underwriter / Senior Commercial Underwriter to join their Commercial Underwriting team.

This is an excellent opportunity for an experienced commercial underwriter who enjoys a combination of technical underwriting, broker relationship management, and business development. The successful candidate will work with a portfolio of small to mid-market commercial risks while building strong relationships with brokers and contributing to the growth of the business.

Key Responsibilities

• Underwrite new business submissions and renewals across a range of commercial risks
• Evaluate risks, exposures, and underwriting information to make sound underwriting decisions
• Manage approximately 20-30 renewals per month, along with new business submissions
• Work with commercial risks up to approximately $3M TIV and $5M liability
• Develop and maintain strong relationships with brokers
• Proactively communicate with brokers to understand opportunities and reasons behind lost business
• Collaborate with the Business Development team to support growth initiatives
• Provide underwriting guidance and support to brokers
• Participate in occasional industry and client events
• For Senior-level candidates, provide mentorship and training support to junior team members

Lines of Business
Strong experience in at least two commercial lines is preferred, including:

• Commercial Property
• Casualty / CGL
• Motor Truck
• Cargo
• Transportation

Experience with Professional Liability or Medical Malpractice is an asset, although training can be provided for candidates with strong commercial underwriting fundamentals.
What We're Looking For

• 5+ years of Commercial Underwriting experience preferred
• Strong understanding of commercial underwriting principles
• Experience handling small to mid-market commercial risks
• Experience across multiple commercial lines
• Comfortable managing both new business and renewals
• Strong communication and relationship-building skills
• Comfortable proactively engaging with brokers and picking up the phone
• Commercially minded with an interest in contributing to business growth
• Ability to work independently while collaborating effectively with the broader team
• Ability to work in the Toronto office every Tuesday and Wednesday

Strong Assests Include

• Property and CGL/Casualty experience
• Transportation, Motor Truck, or Cargo experience
• Major carrier experience, particularly Intact or Aviva
• MGA or Lloyd's experience
• Established broker relationships
• Interest in Business Development

Compensation & Benefits

• $80,000-$100,000 base salary
  • Intermediate: approximately $80,000-$90,000
  • Senior: approximately $90,000-$100,000
• 5 personal days
• Paid birthday day off
• Pension plan with 2.5% employee and 2.5% employer contributions
• Vacation based on insurance experience
• Professional development and AP course reimbursement, subject to approval
• Annual performance and salary reviews

Work EnvironmentThe organization offers asmall, collaborative, and family-oriented environmentwith direct access to leadership and a strong emphasis on employee support and work-life balance.

The team values individuals who are proactive, relationship-oriented, collaborative, and genuinely interested in helping the organization grow. This is not a purely desk-based underwriting position-the successful candidate will have the opportunity to build broker relationships, support new business, and contribute to the broader commercial strategy.