Senior Commercial Property Underwriter

Burns & Wilcox

$95K — $115K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Minimum of 5 years in commercial excess and surplus lines property underwriting.
  • Strong understanding of property coverage forms and underwriting methodologies.
  • Experience with catastrophe-exposed businesses and CAT modeling.
  • Proven track record of managing a profitable portfolio.
  • Ability to travel 10-15%.
  • Exceptional negotiation and analytical skills.
  • Excellent communication skills and success in maintaining broker relationships.
  • Bachelor’s degree required; professional designations like CPCU, AU, or ASLI are a plus.

Responsibilities

  • Evaluate and underwrite diverse commercial property risks according to established standards.
  • Assess exposure, coverage needs, and risk characteristics for pricing and terms development.
  • Manage a profitable portfolio, adjusting strategies based on performance trends.
  • Identify growth opportunities while ensuring underwriting discipline for profitability.
  • Build and maintain relationships with wholesale broker partners nationwide.
  • Negotiate terms and pricing with brokers for competitive yet profitable results.
  • Provide high-quality service in a fast-paced environment, meeting service standards.

Benefits

  • Competitive base compensation
  • Health benefits and 401K with employer match
  • Employer-paid continuing education courses and designations
  • Various career advancement opportunities
Full Job Description

 

*This position is open to multiple Burns & Wilcox branch offices across the US.*

 

We are seeking an experienced Commercial Property Underwriter to join our E&S underwriting team. The ideal candidate has deep knowledge of the commercial property E&S market, strong analytical and relationship-building skills, and a proven ability to make sound risk decisions.  This is a hybrid position with a minimum 3 days in-office.

 

Responsibilities
  • Evaluate, analyze, and underwrite diverse commercial property risks within established authority levels, ensuring adherence to Atain’s underwriting philosophy and standards.
  • Assess exposure, coverage requirements, risk characteristics, CAT model outputs, and financial data to develop appropriate pricing and terms.
  • Maintain a profitable and diversified portfolio by managing aggregation, monitoring performance, and adjusting underwriting strategies based on emerging trends and results.
  • Identify opportunities for growth while maintaining underwriting discipline to ensure long‑term profitability.
  • Develop, strengthen, and maintain productive relationships with wholesale broker partners across the country.
  • Negotiate pricing, coverage, and terms with brokers to achieve competitive yet profitable outcomes.
  • Deliver prompt, professional, and high‑quality service in a fast-paced environment, meeting or exceeding service standards and response expectations.
Qualifications
  • Minimum of 5 years of commercial excess and surplus lines property underwriting experience.
  • Solid understanding of property coverage forms, risk assessment tools, and underwriting methodologies.
  • Experience with catastrophe-exposed business; familiarity with CAT modeling.
  • Track record of managing a profitable book of business and balancing portfolio goals.
  • Ability to travel 10-15%
  • Strong negotiation, analytical, and decision‑making skills.
  • Excellent interpersonal and communication abilities, with proven success in broker relationship management.
  • Ability to thrive in a fast‑paced environment while maintaining exceptional service standards.
  • Bachelor’s degree; professional designations such as CPCU, AU, or ASLI are a plus.

 

Benefits:

  • Competitive base compensation
  • Health benefits & 401K with employer match
  • Employer paid continuing education courses and designations.
  • Many opportunities for career advancement

 

This is an outstanding opportunity for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships while helping to grow a book of business.

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