Senior Commercial Lender | Oklahoma City Metro Full-Time | On-Site | Confidential Search
A respected, community-rooted Oklahoma bank - nearly 90 years strong and profitable every year since its founding - is expanding its commercial banking presence in the OKC Metro. As part of that growth, the bank is seeking an experienced Senior Commercial Lender to originate and manage a high-quality loan portfolio while building lasting client relationships across the market.
This role is well suited to a lender who is equally comfortable structuring a complex credit and developing new business through direct outreach and community involvement. The bank offers real autonomy, a strong credit team, and the lending capacity to compete for meaningful deals.
What You'll Be Doing Business Development- Prospect, develop, and close new commercial banking relationships across the OKC Metro
- Leverage existing networks and build new ones through community involvement, referral sources, and direct outreach
- Cross-sell a full suite of commercial banking products, including treasury management, deposit services, and business banking solutions
- Represent the bank at community events, industry associations, and civic organizations
Lending & Credit - Originate, structure, and negotiate commercial loans, including C&I, owner-occupied CRE, construction, and lines of credit
- Conduct thorough financial analysis of business and personal financial statements, tax returns, cash flow, and collateral
- Prepare and present well-supported credit memos with clear analysis, risk identification, and sound recommendations
- Actively manage and monitor an existing commercial loan portfolio, identifying credit deterioration early
- Ensure loan documentation, covenants, and compliance requirements are met throughout the life of each credit
Client Relationship Management - Serve as the primary point of contact for a portfolio of commercial clients, providing responsive, high-touch service
- Conduct regular portfolio reviews and business calls to understand evolving client needs
- Collaborate with internal partners across treasury, mortgage, and wealth to deliver comprehensive financial solutions
- Resolve client issues promptly and professionally, maintaining a high standard of service and trust
What You Bring
Required - 7+ years of commercial lending experience with a proven track record of production and portfolio management
- Strong credit acumen, including financial statement analysis, cash flow analysis, loan structuring, and risk assessment
- Demonstrated ability to independently develop new commercial banking business
- Experience with C&I and/or commercial real estate lending
- Excellent written and verbal communication skills, including the ability to present credit requests clearly
- Thorough understanding of banking regulations, compliance requirements, and sound lending practices
- Bachelor's degree in Finance, Accounting, Business, or a related field
Preferred - An established book of business and existing relationships in the OKC Metro
- Experience with agricultural, energy sector, or SBA lending
- Completion of a formal bank credit training program
