Senior Business Analyst

Hiscox Ltd

$100K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of business analysis experience in Property & Casualty insurance, especially small commercial or specialty lines.
  • Experience with rate/quote/bind processes and claims lifecycle initiatives.
  • Strong analytical and problem-solving abilities with attention to detail.
  • Proficient in creating process maps, use cases, and functional specifications.
  • Familiarity with Agile methodologies and tools such as Jira and Confluence.
  • Excellent interpersonal communication skills across various stakeholder groups.

Responsibilities

  • Lead analysis on underwriting, rate/quote/bind workflows, and claims enhancements.
  • Elicit and document business and functional requirements through stakeholders' interactions.
  • Evaluate current business processes and propose optimized future-state workflows.
  • Collaborate with product owners and developers to shape viable, technically aligned solutions.
  • Support the development and testing teams with story refinement and defect triage.
  • Bridge business users and technical teams for mutual understanding and delivery success.
  • Translate complicated business needs into actionable documents like process flows and user stories.

Benefits

  • 401(k) with competitive company matching.
  • Comprehensive health insurance plans, including dental and vision.
  • 24 Paid time off days and 10 paid holidays, plus the option to purchase additional PTO.
  • Paid parental leave and a four-week sabbatical after every five years of service.
  • Annual reimbursement for health club memberships up to $600 and paid subscriptions to mental health resources.
  • Recognized for exceptional health and wellness programs with Cigna's 2024 Well-Being Award.
Full Job Description
Job Type:
Permanent

Job Title: Senior Business Analyst

Location: Atlanta, GA; Hartford, CT, Manhattan NYC

Reports To: Business Analysis Director

Summary:

The Senior Business Analyst is a detailed oriented individual who plays a key role in shaping solutions that support underwriting, rating, quoting, binding, and claims management processes across the Hiscox insurance portfolio.

This role is ideal for someone who thrives in a fast-paced environment, brings strong insurance domain knowledge-especially in small commercial or specialty lines-and has a proven track record of driving business and technology alignment. You'll work cross-functionally with underwriting, claims, operations, and technology teams to deliver practical, scalable solutions that support business goals and improve the end-to-end customer and agent experience.

Key Responsibilities:

Hands-On Analysis & Delivery:
  • Serve as a lead analyst on initiatives involving underwriting, rate/quote/bind workflows, policy lifecycle changes, and claims enhancements.
  • Elicit, analyze, and document detailed business and functional requirements through stakeholder interviews, workshops, and data analysis.
  • Map and evaluate current state business processes; identify opportunities for improvement and define optimized future-state workflows.
  • Partner with product owners, architects, and developers to shape viable solutions and ensure technical delivery aligns with business needs.
  • Support development and testing teams through story refinement, acceptance criteria, and defect triage.


Stakeholder Collaboration:
  • Act as a bridge between business users and technical teams to ensure mutual understanding and successful delivery.
  • Translate complex business needs into clear and actionable artifacts (e.g., process flows, data mapping, user stories, BRDs).
  • Facilitate solution design discussions, prioritization workshops, and backlog grooming sessions.


Domain Expertise:
  • Apply deep knowledge of P&C insurance operations, with a focus on rate, quote, bind, endorsement, renewal, and claims processes.
  • Bring working knowledge of rating engines, policy administration systems, and claims platforms (e.g., Duck Creek, Guidewire, Majesco, or similar).
  • Stay informed of regulatory and compliance considerations that impact underwriting and claims.


Qualifications:
  • 5+ years of business analysis experience in the Property & Casualty insurance industry, preferably with direct exposure to small commercial, specialty, or personal lines.
  • Demonstrated experience supporting rate/quote/bind processes and claims lifecycle initiatives.
  • Strong analytical and problem-solving skills with attention to detail and business context.
  • Proficient in creating process maps, use cases, user stories, data dictionaries, and functional specs.
  • Experience with Agile and hybrid delivery methodologies and tools (e.g., Jira, Confluence, Visio, Lucidchart).
  • Strong interpersonal, communication, and facilitation skills across technical and non-technical stakeholders.


What Hiscox USA Offers:
  • Competitive salary and bonus (based on personal & company performance)
  • 401(k) with competitive company matching
  • Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care)
  • Company paid group term life, short- term disability and long-term disability coverage
  • 24 Paid time off days, 2 Hiscox Days, 10 paid holidays, and ability to purchase 5 PTO days
  • Paid parental leave
  • 4 week paid sabbatical after every 5 years of service
  • Financial Adoption Assistance and Medical Travel Reimbursement Programs
  • Annual reimbursement up to $600 for health club membership or fees associated with any fitness program
  • Company paid subscription to Headspace to support employees' mental health and wellbeing
  • Recipient of 2024 Cigna's Well-Being Award for having a best-in-class health and wellness program
  • Dynamic, creative and value-driven culture
  • Modern and open office spaces, complimentary drinks


**This position is hybrid and requires two (2) days in our office weekly if the candidate is near one of the locations listed**

Salary Range: $100-$130k

The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.



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