Aplin has partnered with a Toronto-based financial institution to hire a Senior Audit Manager, Non-Retail Credit Risk! This will be a permanent opportunity!
Benefits & Perks- Compensation: $115,000 to $135,000 base salary + annual bonus
- Please note, this role will be hybrid (3-4 days per week on-site)
- Hours of Operation: Monday to Friday: 37.5 hours/week (with potential for extended hours during peak audit periods).
Responsibilities- Lead and manage end-to-end audits across commercial banking, wholesale lending, and non-retail credit risk portfolios.
- Assess the effectiveness of credit risk management frameworks, governance, internal controls, and regulatory compliance.
- Act as the Officer-in-Charge (OIC) for audit engagements, overseeing planning, execution, reporting, and stakeholder communication.
- Review audit workpapers, identify control weaknesses, determine root causes, and provide practical recommendations.
- Present audit findings and strategic insights to senior leadership and executive stakeholders.
- Lead and coach a team of 1-2 direct reports while supporting the development of junior auditors.
- Support audit transformation initiatives by leveraging data analytics, automation, and continuous auditing techniques.
- Develop risk-based audit plans using data analytics and emerging technologies to enhance assurance coverage.
- Collaborate with cross-functional audit teams on global and regulatory audit initiatives.
- Maintain a strong understanding of evolving credit risk practices, regulatory requirements, and industry trends.
Qualifications- 8+ years of experience in credit risk, commercial banking, wholesale lending, or internal audit within a banking environment.
- Strong knowledge of the non-retail credit lifecycle, including credit adjudication, structuring, financial analysis, portfolio management, and credit policy.
- Experience in one or more Lines of Defense:
- First Line (credit adjudication/structuring)
- Second Line (risk oversight/approval)
- Third Line (internal audit)
- Proven ability to lead complex audits or risk reviews from planning through reporting.
- Strong understanding of credit risk governance, regulatory requirements, and IFRS 9 provisioning.
- Experience presenting findings and recommendations to senior leaders and executive stakeholders.
- Previous people leadership or mentorship experience with the ability to review work and coach team members.
- Strong analytical skills with advanced Excel (including pivot tables); experience with Power BI, Alteryx, AI tools (e.g., Copilot), or continuous auditing techniques is considered an asset.
- Knowledge of IIA standards, COSO framework, and risk-based audit methodologies.
- Professional designation such as CPA, CFA, CIA, or MBA is preferred but not required.
- Spanish language skills and global banking experience are considered strong assets.
