Senior Asset-Based Lending Originator

Citizens Bank

$90K — $130K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of ABL origination experience and financial analysis expertise
  • Strong understanding of credit policy and risk administration
  • Desired location in Atlanta or Florida (Tampa, Orlando, Miami)
  • Ability to consider equivalent work experience for formal credit training
  • Excellent verbal and organizational skills required
  • Proficiency in projection modeling and PC applications

Responsibilities

  • Drive new client acquisition in the ABL Group for the South region
  • Generate revenue from new ABL loans and ancillary credit products
  • Collaborate with the Head of Originations to implement regional strategies
  • Coordinate deal team efforts and collaborate with coverage, risk, and capital markets
  • Enhance the Citizens brand through effective communication strategies
  • Maintain expertise in ABL products and debt capital markets

Benefits

  • Comprehensive training support for obtaining necessary FINRA licenses
  • Opportunities for professional development and career advancement
  • Engagement with a national team with a strong brand presence
  • Involvement in a diverse range of financial products
  • Collaborative work environment focused on client success
Full Job Description
Job Description

Citizens is currently recruiting for a Senior Originator in our Asset Based Lending (ABL) Group. The role is an integral position driving new client acquisition and business activity for this National Team. The role works closely with leadership in the ABL Group, Capital Markets and coverage banking (Middle Market, MidCorporate and Corporate Finance).

Responsibilities:
  • Responsible for origination activities in the ABL Group covering the South region
  • The role will drive revenue generation from new ABL loans, other credit products, capital market executions and all other ancillary products.
  • Work closely with Head of Originations, setting regional go-to-market strategies including specific prospects, (ii) strategy execution, and (iii) oversight of his/her deal sales process, including client selection.
  • Manage the coordination of the deal team, ABL resources, as well as supporting groups such as coverage, risk and capital markets teammates.
  • Simultaneously, it will be important to continue building and enhancing the Citizens brand and enhance internal and external communications including expectations management.
  • Additionally, maintain market leading ABL product expertise, appropriate debt capital knowledge and risk appetite understanding to succeed on a consistent basis.


Qualifications:
  • 10+ years of experience and exhibited competency in ABL origination and structuring, financial analysis, understanding and applying credit policy and credit monitoring and risk administration practices
  • ABL capital markets and syndication experience a plus
  • Ideal candidate is located in Atlanta or Florida (Tampa, Orlando or Miami area)
  • Equivalent work experience may be considered as alternative to formal credit training program completion.
  • Excellent verbal, communication, interpersonal and organizational skills required.
  • Ability to multi-task and function under pressure.
  • Proficient in PC applications, including projection modeling.


Education/Licenses
  • FINRA licenses 79 & 63 & SIE are required or will need to be obtained within 6 months of hire date
  • Bachelors Degree required.


Hours & Work Schedule

Hours per Week: 40+

Work Schedule: Monday - Friday

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