Wells Fargo

Senior Analytics Consultant – Deposit Pricing & Portfolio Analytics

Wells Fargo$100K — $196K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years of experience in Risk Analytics or related field
  • 2+ years of experience using SAS, SQL, or Python for data analysis
  • Exposure to consumer or small business deposit products
  • Experience analyzing financial data at customer or account levels
  • Ability to communicate findings to technical and non-technical audiences

Responsibilities

  • Drive analytics to support deposit pricing and portfolio optimization
  • Explore complex data sets to uncover customer behavior insights
  • Develop scenario analyses to shape pricing and product strategies
  • Build analyses to track portfolio health and profitability
  • Collaborate with teams across pricing, product, and strategy to solve business challenges
  • Create clear visualizations and presentations for senior leadership
  • Champion data quality and governance standards

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance and critical illness insurance
  • Parental leave
  • Tuition reimbursement
  • Commuter benefits
Full Job Description

About this role:

Wells Fargo is seeking a Senior Risk Analytics Consultant to support deposit pricing and portfolio analytics within the Consumer and Small Business Bank.

This team sits at the center of strategy, pricing, and analytics. As a Senior Risk Analytics Consultant within the Consumer and Small Business Bank, you'll use data to influence how Wells Fargo grows and manages one of its most important portfolios. From evaluating pricing strategies to uncovering customer behavior insights, your work will help drive decisions that impact millions of customers and billions in deposits. The ideal candidate enjoys turning data into business action and wants a front-row seat to strategic decision making.


In this role, you will:

  • Drive analytics that support key deposit pricing decisions, portfolio optimization efforts, and strategic rate actions

  • Explore large and complex data sets to uncover insights into customer behavior, balance migration, product performance, and pricing effectiveness
  • Develop scenario analyses and business impact assessments that help shape future pricing and product strategies
  • Build recurring and ad hoc analyses that measure portfolio health, growth trends, customer mix, and profitability outcomes
  • Partner closely with pricing, product, strategy, and analytics teams to solve challenging business problems and identify new opportunities for growth
  • Transform data into compelling stories through clear visualizations, presentations, and recommendations consumed by senior leadership
  • Champion data quality, governance, and analytical rigor to ensure trustworthy and actionable insights
  • Influence analytical approaches and contribute to the evolution of portfolio measurement and pricing strategies
  • Thrive in a fast-paced, collaborative environment where priorities evolve and innovation is encouraged
  • Perform analytical work supporting deposit pricing decisions, portfolio monitoring, and rate change evaluations

  • Analyze large data sets to assess customer balance behavior, product performance, and pricing outcomes across consumer and small business deposits
  • Support scenario and impact analysis evaluating potential pricing actions and product changes
  • Develop recurring and ad‑hoc analyses to track deposit performance against plan, including growth, mix, and margin indicators
  • Collaborate with senior analysts and managers to refine analytical approaches and ensure consistency with broader portfolio strategy
  • Create clear, accurate analytical outputs, including tables, charts, and summaries for leadership consumption
  • Ensure data accuracy, documentation, and adherence to governance standards
  • Partner with cross‑functional teams to understand business context and incorporate feedback into analytical work
  • Manage multiple priorities effectively in a dynamic, deadline‑driven environment

Required Qualifications:

  • 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 2+ years of hands‑on experience using SAS, SQL, or Python for data querying, analysis, and reporting

Desired Qualifications:

  • Exposure to consumer or small business deposit products, pricing, or portfolio analytics
  • Experience analyzing customer or account‑level financial data
  • Working knowledge of SQL, including joins and sub‑queries, across large data sets
  • Experience performing data analysis in Excel, including pivot tables and basic financial analysis
  • Experience creating presentations to communicate analytical findings and strategic recommendations
  • Familiarity with data visualization tools such as Tableau
  • Strong analytical and problem‑solving skills with attention to detail
  • Ability to communicate analytical findings clearly to technical and non‑technical audiences
  • Willingness to learn and grow within a deposit pricing and portfolio strategy function


Job Expectations:

  • Ability to work onsite at one of the posted locations

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$100,000.00 - $196,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

10 Sep 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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