TD Bank

Senior Analyst, Wholesale Liquidity Risk Management

TD Bank$81K — $115K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 1-3 years of experience in finance, accounting, treasury, or capital markets (co-op/internship considered).
  • Post-secondary degree in Finance, Business, Economics, or related field.
  • Foundational experience or exposure to Treasury, Capital Markets, Liquidity Risk, or Finance/Accounting.
  • Strong analytical skills for data interpretation and problem-solving.
  • Effective communication skills to clearly explain analytical insights.
  • Working knowledge of data analytics and visualization tools (e.g., Power BI, Python, SQL).
  • Interest in process improvement and operational efficiency.

Responsibilities

  • Contribute to monitoring liquidity metrics such as LCR, NCCF, and NSFR.
  • Support forecasting activities by analyzing and maintaining liquidity models.
  • Collaborate with stakeholders in Treasury, Risk, and business lines to gather insights.
  • Develop liquidity analytics and visualizations to enhance decision-making.
  • Apply data science techniques to improve liquidity insights and identify risks.
  • Prepare materials for senior management reporting and decision-making.
  • Support regulatory submissions and conduct ad hoc liquidity analyses.

Benefits

  • Health and well-being benefits.
  • Savings and retirement programs.
  • Paid time off.
  • Banking benefits and discounts.
  • Career development opportunities.
  • Reward and recognition programs.
Full Job Description
Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Finance

Pay Details:
$81,600 - $115,200 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

Job Description:

Department Overview

Treasury and Balance Sheet Management (TBSM) manages TD Bank's non-trading market risk, liquidity risk, and capital positions. The Liquidity Risk Management (LRM) group is responsible for managing liquidity positions across Retail and Wholesale Banking in line with regulatory and internal frameworks.

Job Description

The Senior Analyst, Wholesale Liquidity Risk Management, is a key team member involved in monitoring, analyzing, and forecasting liquidity risk for TD Securities. The role focuses on contributing to analytics and insights to support decision-making and liquidity risk management processes through data visualization and data science techniques.

Job Responsibilities
  • Contribute to the monitoring of liquidity metrics including LCR, NCCF, and NSFR and analysis of wholesale businesses
  • Support forecasting activities by preparing analysis and assisting in maintaining liquidity models.
  • Collaborate with stakeholders across Treasury, Risk, and business lines to gather relevant information and provide insights.
  • Develop liquidity analytics and visualizations (e.g., dashboards) to enhance monitoring, forecasting, and decision-making.
  • Apply data science techniques (e.g., data modeling, statistical analysis, scenario analysis) to improve liquidity insights and risk identification.
  • Prepare materials and analysis to support senior management reporting and decision-making.
  • Support regulatory submissions, policy reviews, and ad hoc liquidity analyses.
  • Follow established policies and procedures to ensure strong governance and control.


Job Requirements
  • Foundational experience or exposure to Treasury, Capital Markets, Liquidity Risk, or Finance/Accounting.
  • Strong analytical skills with ability to interpret data and support problem-solving.
  • Ability to contribute to solving structured and moderately complex problems.
  • Developing stakeholder management skills with the ability to work collaboratively.
  • Effective communication skills with ability to explain analysis clearly.
  • Good organizational skills with ability to manage multiple tasks with guidance.
  • Interest in process improvement and operational efficiency.
  • Working knowledge of data analytics and visualization tools (e.g., Power BI, Python, SQL, or similar tools).
  • Familiarity with data science concepts, statistical analysis, and building analytical models is an asset.


Education & Experience
  • 1-3 years of experience in finance, accounting, treasury, or capital markets (co-op/internship experience considered).
  • Post-secondary degree in Finance, Business, Economics, or related field.
  • Progress toward professional designation (CPA, CFA, FRM) is an asset.
  • Basic understanding of wholesale banking products is beneficial.


Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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