American Express

Senior AI Engineer I

American Express$120K — $150K *
Enterprise Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of software engineering experience with LLMs or applied ML systems.
  • Experience shipping AI-powered systems used by real customers.
  • Strong background in backend systems, APIs, data pipelines, and cloud infrastructure.
  • Hands-on experience with LLM tooling and agentic architectures.
  • Familiarity with AI-assisted development workflows.
  • Demonstrated sense of ownership and technical judgment.
  • Ability to navigate ambiguity to deliver reliable products.

Responsibilities

  • Design and build LLM-powered features for customer finance management.
  • Develop agentic AI systems for automated financial workflows.
  • Implement production-grade RAG pipelines over sensitive data with strict correctness standards.
  • Contribute to scalable AI infrastructure and services for agentic development.
  • Own the deployed systems in terms of reliability and performance metrics.
  • Collaborate with product and design teams to focus on customer outcomes.

Benefits

  • Competitive base salaries
  • Bonus incentives
  • 6% company match on retirement savings plan
  • Free financial coaching and well-being support
  • Comprehensive medical, dental, vision, life insurance and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements
  • 20+ weeks paid parental leave for all parents
  • Free access to global on-site wellness centers
  • Free and confidential counseling support through Healthy Minds program
  • Career development and training opportunities
Full Job Description
Job Description

Senior AI Engineer I - Agentic AI

At American Express, AI is reshaping the future of commerce and redefining the experiences our commercial customers and card members expect. Within Amex Technology, we are building platforms, products, and governance that enable agentic AI systems to operate responsibly and at scale across the enterprise.

Our focus is on agentic AI development: designing intelligent, adaptive systems that can plan, reason, and act across complex workflows with appropriate levels of autonomy. These systems power autonomous workflows, decision support, and customer-facing experiences-while meeting the high standards for security, explainability, reliability, and compliance required in financial services.

We partner closely with product, design, and business teams to deliver agentic capabilities that reduce operational friction, improve decision-making, and transform how customers interact, transact, and grow.

Responsibilities

The Role:

  • As a Senior AI Engineer I - Agentic AI, you will be a core builder responsible for turning complex, ambiguous problems into production-grade agentic systems that operate on real financial data, serve real customers, and meet real regulatory requirements.


  • You will work end to end: shaping solutions with product and design, building and shipping production code, and owning what you deliver after launch. The scope of this role spans customer-facing LLM-powered features, agentic systems that automate financial workflows, and internal AI capabilities that enable other engineers to build with AI safely and efficiently.


  • This is not a research-only role. We are looking for engineers who are comfortable operating with autonomy, exercising sound judgment, and pushing the technical envelope within the realities of a regulated financial environment.


What You'll Do:

  • Design, build, and ship LLM-powered and agentic product features that change how customers manage their finances.


  • Build agentic AI systems that reason over context, invoke tools, take real actions, and recover gracefully from failure.


  • Architect and implement production-grade RAG pipelines over sensitive financial data, with strict requirements for correctness, auditability, and safety.


  • Contribute to shared AI infrastructure, including LLM services, agent orchestration frameworks, and evaluation and monitoring tooling, that scales agentic development across Amex Technology.


  • Own the systems you build in production, including reliability, latency, cost, and failure modes.


  • Work closely with product and design partners; engineers in this role are expected to think in terms of customer outcomes, not just technical execution.


Technical Environment:

  • We don't hire to a narrow checklist, but candidates should be comfortable operating in a modern, enterprise-scale environment with a strong emphasis on agentic AI.


Core engineering stack:

  • Languages: Python, Go, TypeScript.


  • Cloud and infrastructure: AWS and/or GCP, Kubernetes.


  • APIs and services: REST, gRPC.


  • Distributed systems: event-driven architectures, including Kafka.


Agentic AI and ML:

  • Commercial and open-source LLMs integrated into agentic workflows.


  • Tooling for agent orchestration, retrieval-augmented generation, vector storage, and evaluation.


  • Strong schema, validation, and state management practices.


AI-assisted development:

  • Fluency with AI-assisted and agentic development workflows for design, implementation, testing, debugging, and refactoring.


  • Thoughtful use of these tools while maintaining production-quality engineering standards
    All systems are built to meet high standards for reliability, security, and auditability, reflecting the responsibility of deploying autonomous AI in a financial services environment.


Qualifications

What We're Looking For:

  • 5+ years of software engineering experience, including meaningful production experience with LLMs or applied ML systems.


  • A track record of shipping AI-powered or agentic systems that real users depend on.


  • Strong engineering fundamentals across backend systems, APIs, data pipelines, and cloud infrastructure.


  • Hands-on experience with modern LLM tooling and agentic patterns and architectures.


  • Fluency with AI-assisted and agentic development workflows.


  • Strong sense of ownership and sound technical judgment.


  • Comfort operating with ambiguity and turning it into shipped reliable product.


  • A strong product mindset and customer orientation.


Preferred Qualifications:

  • Experience building agentic systems in fintech or other regulated industries.


  • Experience as a founding engineer or early technical contributor in high-growth environments.


  • Demonstrated ability to ship technically complex systems in regulated contexts that customers actively rely on.


  • Meaningful open-source contributions, particularly in AI or developer tooling.


Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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