Citigroup, Inc

Senior AI Engineer, Banking Technology

Citigroup, Inc$142K — $213K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Strong proficiency in Python and/or Java (Spring Boot); experience with JavaScript/TypeScript is a bonus.
  • Solid understanding of core AI concepts like knowledge representation and multi-agent systems.
  • Hands-on experience with large language models (LLMs) and AI coding tools.
  • Strong grounding in modern software engineering practices (Git, CI/CD, agile).
  • Experience in designing microservices-based architectures suitable for AI.

Responsibilities

  • Design, implement, and deploy scalable AI frameworks for business applications.
  • Integrate agentic AI systems using multiple model providers and platforms.
  • Build full-stack applications leveraging LLM workflows and AI tools.
  • Drive rapid prototyping and an MVP-first approach to development.
  • Evaluate and optimize AI systems using defined metrics and feedback loops.
  • Research and integrate cutting-edge AI technologies in production.
  • Collaborate with cross-functional teams while mentoring junior engineers.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • 401(k) retirement plan with company matching.
  • Life, accident, and disability insurance.
  • Generous paid time off including vacation and sick leave.
  • Wellness programs to promote employee health and well-being.
Full Job Description
Role Overview:

Citi's Banking Technology organization is seeking a highly hands-on Senior AI Engineer to design, build, and deploy cutting-edge AI solutions for Investment, Corporate, and Commercial Banking.

This role focuses on implementing scalable, agentic AI frameworks and generative AI solutions within small, agile squads. The successful candidate will operate with an AI-first mindset, emphasizing rapid prototyping, MVP-driven development, and iterative delivery of production-grade AI capabilities.

Key Responsibilities:
  • AI Solution Development: Design, implement, and deploy scalable agentic AI frameworks and generative AI solutions for critical business use cases, ensuring robustness, performance, security, and reliability.
  • Agentic Systems: Develop and integrate agentic AI systems leveraging multiple model providers and platforms (e.g., OpenAI, Anthropic, Google APIs).
  • Full-Stack AI Engineering: Build full-stack applications integrating LLM-driven workflows and AI coding tools (e.g., Devin, GitHub Copilot).
  • Iterative Delivery: Drive an MVP-first, rapid-iteration approach with continuous experimentation and improvement.
  • Evaluation & Optimization: Define and implement metrics, evaluation strategies, and feedback loops to continuously improve AI system performance and behavior.
  • Emerging Technologies: Research, prototype, and integrate advances in agent-based, autonomous, and generative AI technologies.
  • Technical Collaboration: Contribute hands-on within cross-functional teams and provide technical guidance and mentorship to junior engineers.
  • Domain Alignment: Ensure AI solutions are well-aligned to banking and financial services requirements, constraints, and business outcomes.


Qualifications:
  • Programming: Strong proficiency in Python and/or Java (Spring Boot); working knowledge of JavaScript/TypeScript (Angular, Node.js). Full-stack experience is a plus.

AI/ML Expertise:
  • Solid understanding of core AI concepts such as knowledge representation, planning, and multi-agent systems.
  • Hands-on experience with LLMs, RAG, prompt engineering, MCPs, and agent frameworks (e.g., Google ADK).
  • Practical experience with ML frameworks and libraries (TensorFlow, PyTorch, Scikit-learn, NumPy, Pandas).
  • Familiarity with AI coding tools such as Devin, Claude Code, GitHub Copilot, and Antigravity.
  • Software Engineering: Strong grounding in modern engineering practices including Git, CI/CD, testing, code reviews, agile delivery, application resiliency, and security.
  • Architecture: Experience designing API-first, microservices-based and event-driven architectures, including data engineering patterns for AI systems.
  • Platforms: Hands-on experience with Docker, Kubernetes, and OpenShift.
  • Problem Solving & Communication: Strong analytical skills with the ability to clearly communicate complex technical concepts.
  • Domain Knowledge: Solid understanding of banking/financial services and regulated environments.
  • Nice to Have: Experience in data science (statistical modeling, experimentation) and interest in mentoring junior AI engineers.


Experience:
  • 6-10 years of progressive software engineering experience with a strong hands-on coding background.
  • 2+ years focused on AI software development, LLM-based solutions, agentic systems, and/or machine learning.
  • Demonstrated experience delivering enterprise-scale AI capabilities into production.


Education:
Bachelor's or Master's degree in Computer Science, AI, Robotics, or a related quantitative discipline.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group:
Technology

Job Family:
Applications Development

Time Type:
Full time

Primary Location:
Jersey City New Jersey United States

Primary Location Full Time Salary Range:
$142,320.00 - $213,480.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Aug 20, 2026

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ

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