East West Bank

SBA Portfolio Manager

East West Bank$100K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience required.
  • 7+ years in commercial banking and portfolio management or 4 years for a Portfolio Officer.
  • Strong underwriting and projection skills essential.
  • In-depth knowledge of credit policy and loan risk assessment required.
  • Capability to create solutions for problem loans needed.
  • Familiarity with Treasury, FX, and Derivative products is critical.
  • Excellent communication and presentation skills necessary.

Responsibilities

  • Assist Relationship Manager in structuring and managing various commercial transactions.
  • Monitor credit compliance continuously for loan portfolios.
  • Analyze financial data and develop loan memorandums for new loans or modifications.
  • Manage loan renewal processes in collaboration with clients and credit department.
  • Act as a liaison between clients and internal teams, maintaining relationship oversight.
  • Ensure compliance with regulatory and credit standards of EWB.
  • Create effective risk management and credit quality solutions for the portfolio.

Benefits

  • Comprehensive health benefits package available.
  • 401(k) retirement plan with company matching.
  • Opportunities for professional development and training.
  • Collaborative and supportive work environment.
  • Employee assistance programs providing wellness resources.
Full Job Description
Overview

East West Bank is seeking a Portfolio Manager, responsible for underwriting, credit monitoring and portfolio management. Primary responsibilities include analyzing financial data to determine the merits of loan requests, recommending structure, as well as identifying cross selling/referring opportunities of other services.

 

Responsibilities
  • Assist Relationship Manager in underwriting and managing and structuring commercial lines, real estate and cash flow leverage transactions according to the Bank establish guidelines and policies
  • Ongoing monitoring of credit/covenant compliance
  • Analyze and create financial loan memorandums to generate new loans and modifications.
  • Manage the renewal process by working with the Relationship Manager, the client and the credit department including increase/amendment/waiver
  • Partner with the Relationship Manager as the point of contact for the client; acting as a liaison to the credit department, the commercial support staff and other internal business partners
  • Ensure compliance with EWB regulatory and credit requirements
  • Responsible for credit risk and quality of the portfolio
  • Develop problem loan credit solutions
  • Ensure the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy as well as commercial and regulatory guidelines
  • Co-manage commercial relationships by analyzing financial data to determine the merits of specific loan requests and recommend structure as well as aggressively managing the client relationship
  • Responsible for credit risk and quality of the portfolio
  • Assist with due diligence/analysis with new client relationships and opportunity memos as appropriate
  • As appropriate with experience, assist in the development of junior bankers, credit analysts, and relationship associates
  • Make presentations on specific loans and participate in the bank's loan approval process, recommending approval and appropriate structure of credits.
  • Perform other administrative duties required for the maintenance of a portfolio of clients
  • Perform other duties as assigned.
Qualifications
  • Bachelor's degree or combination of education and directly related experience
  • 7+ years commercial banking and direct portfolio management and/or underwriting experience (OR 4 years experience for Portfolio Officer)
  • Demonstrates strong underwriting and projection skills
  • Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits
  • Develop problem loan credit solutions
  • Has strong knowledge base in Treasury, FX and Derivative products and have demonstrated abilities in coordinating the resources of the bank to bring effective full service solutions to the company
  • Excellent presentation, verbal & written communication skills

 

Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.

CompensationThe base pay range for this position is USD $100,000.00/Yr. - USD $130,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

About East West Bank

East West Bank is a bank based in California that provides personal and commercial banking services. The bank was founded in 1973 and has grown to become one of the largest banks in the United States. East West Bank has over 120 locations in the United States and China, and offers a range of financial products and services to its customers. The bank is committed to providing excellent customer service and helping its customers achieve their financial goals.
Learn more about East West Bank
Size
3,100 employees
Market Cap
$9 billion
Industry
Net Income
$567.8 million
Founded
1998
5 Year Trend
+7.3%
NASDAQ

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