Risk Manager

Town of Breckenridge, CO

• $93K — $128K *
Education, Government & Non-Profit
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in risk management, business administration, finance, insurance, public administration, safety, or related field.
  • Minimum of four years of experience in risk management, insurance, claims administration, loss control, or property and casualty.
  • Municipal or governmental risk management experience preferred.
  • Experience with property, casualty general liability, automobile, workers' compensation insurance programs preferred.
  • Valid Colorado Driver's License required within 30 days of hire.

Responsibilities

  • Develop and manage the Town's comprehensive Risk Management Plan.
  • Evaluate risks to Town operations and recommend strategies for mitigation.
  • Oversee property and casualty insurance programs and claims processes.
  • Conduct incident investigations and facilitate loss recovery efforts.
  • Serve as a resource on insurance coverage and claims resolution across Town departments.

Benefits

  • 100% employer-covered premiums for employee-only health insurance.
  • 7% retirement contribution after 6 months, increasing to 9% after 6 years.
  • Generous leave programs including holidays, personal, annual, sick, and volunteer time off.
  • Free recreation pass for employees and their families to local facilities.
  • Leadership development and training opportunities.
Full Job Description
Salary : $93,600.00 - $128,000.08 Annually
Location : Breckenridge Town Hall, CO
Job Type: Full Time / Year Round
Job Number:
Department: Administration
Division: Administration
Opening Date: 09/28/2026
Closing Date: 10/18/2026 11:59 PM Mountain

Position Summary
The Town of Breckenridge is seeking a qualified and dedicated individual for the position of Risk Manager.
The Risk Manager develops, administers, and manages the Town of Breckenridge's comprehensive Risk Management Plan, including property, casualty, liability, insurance, claims, and loss prevention programs. This role identifies and evaluates risks to Town operations, assets, property, and the public, and recommends strategies to prevent, reduce, transfer, or finance those risks. The Risk Manager oversees the Town's property and casualty insurance program, liability and property claims, automobile and fleet-related exposures, incident investigations, loss recovery, subrogation efforts, certificates of insurance, insurance renewals, and risk-related contractual requirements. The position also administers the Town's workers' compensation program and serves as a key resource to departments and leadership on risk mitigation, insurance coverage, claims resolution, and loss prevention.

The Risk Manager works collaboratively with Town leadership, attorneys, departments, insurers, third-party administrators, and other partners to protect Town assets and minimize financial and operational exposure. The role requires strong independent judgment, analytical skills, discretion, and the ability to manage sensitive and complex risk and claims matters.
For additional information regarding this position including important roles, essential job functions and duties, knowledge, skills and abilities required, materials and equipment used, working environment, and physical activity required, please view the full .

Benefits and Perks

FULL-TIME YEAR-ROUND EMPLOYEE BENEFITS & PERKS:

At the Town of Breckenridge, we believe that supporting our employees' well-being is essential to creating an engaged, connected, and high-performing workforce. As part of our commitment to our employees and their families, we offer a comprehensive and competitive total rewards package that includes quality health benefits, generous leave, retirement savings opportunities, wellness programs, employee events, and a variety of other resources designed to support employees both at work and beyond. For further details on the Town's benefits package, please click
Benefits Package Highlights:
  • Comprehensive Medical, Dental and Vision insurance with 100% employer covered premiums for employee only coverage
  • Retirement Benefits - Town contributes 7% after 6 months and 9% after 6 years into the 401a plus opportunity to invest in a 457 or Roth IRA
  • Generous Leave Programs including 8.5 Holidays, Personal, Annual, Sick, Volunteer Time Off and Sabbatical Leave
  • Free Recreation Wellness Pass for employees and their families for the Recreation Center, Gold Run Nordic Center, and the Stephen C. West Ice Arena as well as substantially discounted golf rates at the Breckenridge Golf Club
Perks Highlights:
  • Leadership Development & Training Opportunities
  • Tuition and Education Reimbursement
  • Employee transitional housing support, Down Payment Assistance Program and Rental Deposit Assistance Program
  • Tenure Award Recognition
  • Annual Discretionary Bonus
  • Early Registration and discounted Youth After School and Camp Programs at the Breckenridge Recreation Center
  • Free Electric Vehicle (EV) charging at various Town-owned locations
  • Free Breck E-Ride electric bikeshare membership

Qualifications

MINIMUM QUALIFICATIONS:
  • Bachelor's degree (or higher) from an accredited college or university in risk management, business administration, finance, insurance, public administration, safety or a related field is required.
  • A minimum of four (4) years of progressively responsible professional experience in risk management, insurance, claims administration, loss control, property and casualty, or a related field.
DESIRED QUALIFICATIONS:
  • Municipal or governmental risk management, claims, insurance or public agency experience preferred.
  • Experience administering property, casualty general liability, automobile, workers' compensation or similar insurance programs preferred.
  • Experience investigating claims and incidents and working with insurance carriers, third-party administrators, adjustors, and legal counsel preferred.
  • Equivalent combinations of education and experience may be considered.
LICENSES OR CERTIFICATES REQUIRED:
  • Valid Colorado Driver's License required within 30 days of hire.
  • Associate in Risk Management (ARM), Certified Risk Manager (CRM), Certified Safety Professional (CSP), or relevant professional certification preferred.

Additional Information
Hiring Pay Range: $3,600.00 - $4,261.54 bi-weekly, $93,600 - $110,800 if annualized.
Full Pay Range: $3,600.00 - $4,923.08 bi-weekly, $93,600 - $128,000 if annualized.
APPLICATION PROCESS:
Interested applicants must apply online for this position and must also attach a resume and cover letter.
01

Do you possess a Bachelor's degree or higher from an accredited college or university?
  • Yes
  • No

02

Please list any relevant degree(s) and/or safety/risk certifications you possess:
03

Do you have four (4) or more years of progressively responsible professional experience in risk management, insurance, claims administration, loss control, property and casualty, or related field ?
  • Yes
  • No

04

In which of the following areas do you have work experience? Select all that apply:
  • Risk Management
  • Property, Casualty and Liability Claims
  • Workers Compensation Claims & Employee Safety
  • Insurance
  • Emergency & Organizational Risk
  • No experience

05

Please briefly describe your experience with the areas above:
06

How many years of directly related experience do you have in risk management:
  • 1-3 years
  • 4-6 years
  • 7+ years
  • No Experience

07

Does your risk management experience include municipal governmental management experience?
  • Yes
  • No

08

If you have governmental risk management experience, please describe this experience:
09

Are you able to work in the office Monday-Thursday 8am-5pm and Friday 8am-12pm?
  • Yes
  • No

10

What interests you in working as the Risk Manager for the Town of Breckenridge?
Required Question

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