JP Morgan Chase & Co.

Risk Management-Portfolio Management Problem Credits-Credit Officer- Associate

JP Morgan Chase & Co.$90K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s degree or equivalent experience required.
  • 3+ years in commercial and multifamily loans.
  • Experience in portfolio management and loan risk assessment preferred.
  • Strong organizational and time management skills essential.
  • Excellent written and verbal communication abilities necessary.
  • Proficient in Microsoft Office Suite, especially Excel and PowerPoint.

Responsibilities

  • Complete annual property and borrower reviews for risk ratings.
  • Analyze property operating statements and market conditions for performance assessment.
  • Document risk ratings clearly and comprehensively.
  • Engage with borrowers and credit executives to gather necessary data.
  • Present credit assessments to senior management quarterly.

Benefits

  • Collaborative work environment that encourages teamwork.
  • Opportunities for professional development and training.
  • Access to advanced software and proprietary systems.
  • Networking opportunities with senior management.
  • Flexible work schedule options.
Full Job Description
JOB DESCRIPTION

As a Credit Officer in Portfolio Management, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. You  will complete reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance.

Job Responsibilities

  • Complete annual reviews on properties and borrowers to derive at appropriate risk ratings.
  • Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default.
  • Document and support concluded risk ratings.
  • Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis.
  • Present credits to senior management on a quarterly basis.

Required Qualifications, Capabilities, and Skills

  • Bachelor’s Degree or equivalent experience.
  • Minimum 3 years of working experience with commercial and multifamily loans.
  • Previous experience in portfolio management, loan risk grading/ risk assessment.
  • Strong organizational and time management skills ‐ ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
  • Excellent written and verbal communication skills.
  • Proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems.

 

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

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For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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