USAA

Risk Analyst Senior - P&C Risk Portfolio and Innovations

USAA$103K — $197K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Risk Management, Business, Finance, or related field; OR 4 years of relevant education and/or experience.
  • 6 years of risk management, regulatory, or operations experience in banking, insurance, financial services, or related fields.
  • Advanced degree or designation in Risk Management, Business, Finance, or related field with 4 years of relevant work experience.
  • Experience in complex institutions and ability to influence outcomes at various management levels.
  • Proven ability to analyze data and make data-driven decisions.

Responsibilities

  • Partner with stakeholders to identify, assess, and document risks and controls related to products and services.
  • Communicate risk assessment results to governance committees and leadership.
  • Implement risk policies and practices aligned with industry best practices.
  • Enhance and contribute to strategies for measuring and reporting risks.
  • Utilize analytical expertise in discussions with cross-functional teams.
  • Collaborate with cross-functional teams to mitigate current and emerging risks.
  • Formulate stress test plans and evaluate results in partnership with business stakeholders.

Benefits

  • Comprehensive medical, dental, and vision plans.
  • 401(k) and pension contributions.
  • Life insurance and parental benefits.
  • Adoption assistance and a paid time off program with paid holidays plus 16 paid volunteer hours.
  • Wellness programs and career path planning support.
Full Job Description
The Opportunity

This Senior Risk Analyst serves as a strategic risk advisor to the P&C Portfolio Team and key business partners. This role helps leaders in SLOD and FLOD understand portfolio risks, dependencies, assumptions, and emerging issues associated with strategic initiatives, transformation efforts, and evolving business priorities. The successful candidate applies strong analytical, business, and relationship management skills to provide actionable insights, identify interconnected risks, and support informed decision-making across the portfolio.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Tampa, FL and Phoenix, AZ

Relocation assistance is not available for this position.

What you'll do:
  • Partners with key stakeholders in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations using advanced knowledge.
  • Communicates results of risk assessments to governance committees, business process owners and various levels of leadership.
  • Implements new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice.
  • Enhances and contributes to strategies, tools, and methodologies to measure, monitor, and report risks.
  • Applies advanced knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.
  • Serves as a key contributor in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.
  • Formulates stress test plans for a line of business or the enterprise including the evaluation of results and framing of contingency plans in partnership with key business stakeholders.


What you have:
  • Bachelor's degree in Risk Management, Business, Finance, or related field; OR 4 years of relevant education and/or experience.


Experiences that will support your success:
  • 6 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area.
  • Or advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 4 years of work experience in a discipline relevant to risk management.
  • Risk management experience in a complex institution and/or highly matrixed environment.
  • Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.
  • Ability to effectively work with both internal and external partners in a highly collaborative environment.
  • Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions.
  • Proactively identifies potential concerns and follows-up to resolve issues.
  • Advanced knowledge of Microsoft Office products including Excel and PowerPoint.


What sets you apart:

  • Military experience acquired through U.S. military service, or experience gained as a military spouse or domestic partner.
  • Experience in enterprise, operational, or strategic risk management.
  • Experience working in a Portfolio Management Office (PMO), portfolio governance function, or transformation office.
  • Background in financial services, insurance, or another highly regulated industry.
  • Strong business acumen with the ability to communicate effectively with senior leaders and think strategically across complex systems.
  • Ability to identify and assess portfolio dependencies, risks, assumptions, and potential downstream impacts.
  • Strong analytical skills, including the ability to independently evaluate data and translate findings into actionable insights.
  • Experience in the Property & Casualty (P&C) insurance industry.
  • Experience supporting innovation initiatives, pilot programs, test-and-learn environments, or emerging business opportunities.
  • Experience leading or supporting portfolio management efforts and organizational change initiatives.


Compensation range: The salary range for this position is: $103,450 - $197,730

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

About USAA

United Automobile Insurance Company (UAIC) was incorporated on March 2, 1989 in Miami Gardens, FL to provide a high quality and low cost insurance product to the non-standard automobile insurance market. The company is family owned and it is one of the largest privately held property and casualty insurance companies in the United States.UAIC has a world class information technology department. Their web technology is rated year after year as the easiest to use and most dependable by our agents.

USAA Careers

Joining USAA means becoming part of a family that welcomes diversity and is built on a culture of service and innovation. Our team of professionals is dedicated to providing exceptional service to our members, and we are always looking for passionate individuals to join our dynamic team. Whether you're starting your career or looking to grow professionally, USAA offers a range of job opportunities across various fields. Work You'll Do At USAA, we offer more than just jobs; we offer careers that make a difference. With a variety of positions available, from customer service to IT, you can find the perfect fit for your skills and interests. Our commitment to professional growth means we support your journey through leadership development programs, professional networking opportunities, and diverse career paths. USAA's commitment to innovation and leadership in the financial services industry makes it the ideal place to advance your career. We empower our employees to lead projects and initiatives that transform our services and operations. Internship Programs Kickstart your career with a USAA internship. Our internships provide invaluable workplace experience and a chance to see what a career at USAA really looks like. Interns at USAA gain hands-on experience, working alongside seasoned professionals on real projects that affect our members' lives. Benefits and Culture USAA recognizes that job satisfaction extends beyond the office. That's why we offer competitive benefits packages that support the health, well-being, and financial security of our employees and their families. Benefits include comprehensive health care, retirement plans, and generous paid time off. Moreover, our inclusive culture is one of our greatest strengths. We are committed to diversity training and creating an environment where all employees can thrive. USAA's culture is built on a foundation of respect, integrity, and responsibility. Join Our Team Ready to take the next step in your career? Explore the employment opportunities at USAA today. We are hiring creative, curious, and motivated individuals who are ready to make a difference. Check out our open positions, tailor your resume, and prepare for an interview where you can showcase your unique skills. Stay Connected Keep up to date with the latest career tips, insider perspectives, and industry-leading insights—all from the people who work at USAA. Subscribe to our careers blog and personalize your subscription to receive job alerts and the latest news tailored to your preferences. Discover the rewarding career opportunities awaiting you at USAA. Join a company that values leadership, innovation, and commitment to service. Start your journey with USAA today, where your future is waiting to be written.
Learn more about USAA
Size
35,700 employees
Industry
Founded
1989

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