Risk Analyst

Fin

$80K — $120K *
US-AnywhereRemote in New York, NY
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Economics, Computer Science, Data Science, or related field.
  • 5+ years of experience in fraud analysis, risk management, or financial crime prevention, particularly in fintech or digital assets.
  • Proficiency with fraud detection systems and data analysis tools (SQL, Python, R).
  • Strong understanding of digital asset platforms and blockchain technology.
  • Experience in regulatory compliance, specifically AML and KYC requirements.
  • Exceptional analytical skills with a data-driven decision-making approach.
  • Effective communication skills to convey complex risk concepts to non-specialists.

Responsibilities

  • Develop and implement a risk management strategy for digital asset transactions.
  • Resolve flagged transactions and investigate individuals involved.
  • File required suspicious activity reports promptly.
  • Monitor transaction data to identify potential fraud or suspicious activities.
  • Use data analysis and fraud detection tools to find anomalies and threats.
  • Create risk assessment models evaluating fraud's financial and reputational risks.
  • Collaborate with engineering to design fraud detection systems using advanced techniques.

Benefits

  • Flexible working hours with remote work options.
  • Opportunities for professional growth and career advancement.
  • Access to cutting-edge technologies and tools in the fintech space.
  • Health, wellness, and retirement benefits.
Full Job Description
Role Overview

We are hiring our first Fraud/Risk Analyst to join our Risk & Compliance team . This role will focus on identifying, analyzing, and mitigating risks associated with digital asset transactions - including ACH fraud and compliance with applicable regulations like the Patriot Act and Bank Secrecy Act. This is a critical position, reporting directly to the CEO, and will require a combination of technical, analytical, and regulatory expertise to build a robust fraud detection and risk assessment framework from the ground up.
Key Responsibilities
  • Develop and implement a comprehensive risk management strategy tailored to the evolving digital asset landscape.
  • Take action to resolve automatically flagged transactions and individuals
  • File suspicious activity reports as required
  • Monitor and analyze transaction data to detect potential fraud, suspicious activities, and emerging risk trends.
  • Utilize advanced data analysis techniques and fraud detection tools to identify anomalies and potential security threats.
  • Create and maintain risk assessment models to evaluate the financial and reputational impact of potential fraud incidents.
  • Partner with the engineering team to design and implement fraud detection systems, leveraging machine learning and predictive analytics.
  • Ensure alignment with regulatory requirements, including AML, KYC, and digital asset regulations.
  • Draft detailed reports and dashboards on risk findings, fraud incidents, and risk mitigation strategies for senior leadership and stakeholders.
  • Lead cross-functional risk assessments for new product launches, ensuring security and fraud prevention measures are integrated into product design.
  • Stay abreast of emerging risks in the digital asset space, including regulatory changes and new fraud tactics.
  • Develop incident response plans for fraud detection and participate in incident response drills to assess and enhance our risk management framework.
Qualifications
  • Bachelor's degree in Finance, Economics, Computer Science, Data Science, or related field.
  • 5+ years of experience in fraud analysis, risk management, or financial crime prevention, ideally within fintech, digital assets, or blockchain environments.
  • Demonstrated experience with fraud detection systems, transaction monitoring tools, and data analysis platforms (SQL, Python, R).
  • Strong knowledge of digital asset platforms, blockchain technology, and stablecoin ecosystems.
  • Experience with regulatory compliance, particularly regarding AML, KYC, and financial crime prevention.
  • Exceptional analytical and problem-solving skills with a data-driven approach to decision-making.
  • Strong written and verbal communication skills, with the ability to clearly articulate complex risk findings to non-technical stakeholders.
Preferred Qualifications
  • Certifications such as Certified Fraud Examiner (CFE), Certified Risk Manager (CRM), or CAMS.
  • Experience with machine learning models for fraud detection and predictive analytics.
  • Familiarity with incident response protocols and risk mitigation frameworks in financial services.
  • Prior experience in a fast-paced startup or scaling fintech environment.

Similar Jobs

More Jobs at Fin

More Finance & Insurance Jobs

Find similar Risk Analyst jobs: