Qualifications

• Minimum three years of mortgage underwriting experience with solid knowledge of guidelines.
• Experience with private investor and private mortgage insurance guidelines.
• Strong interpersonal communication and business relationship skills.
• Detail-oriented with strong organizational follow-through skills.
• Excellent analytical, written, and verbal communication skills.
• Technologically proficient in relevant software and tools.
• Bachelor's degree in a related field or equivalent professional experience.

Responsibilities

• Conduct thorough analysis of loan files for compliance with guidelines.
• Underwrite credit package and collateral for residential mortgage loans.
• Verify accuracy of calculations and maintain data integrity.
• Assist in training new underwriters and recommend loan dispositions.
• Uphold productivity standards, ensuring timely underwriting processes.
• Achieve three underwriting decisions per day within stipulated time frames.
• Maintain underwriting activity logs and provide reports to manager.

Benefits

• Professional development and training opportunities.
• Access to advanced underwriting tools and resources.
• Collaborative work environment with seasoned professionals.
• Comprehensive support system for underwriters.
• Opportunities for career advancement based on performance.