First Merchants Bank is seeking a Relationship Manager III to join our team! This position will effectively carry out the relationship management process by growing market share, broadening revenue mix, retaining customers and managing portfolios.Essential Duties and Responsibilities:- Implement an aggressive sales and marketing strategy to develop new and existing relationships.
- Identify and develop prospects into significant new relationships with yearly goals for income production.
- Aggressive sales call plan which aligns with established goals.
- Cross sell opportunities.
- Ensure bank reporting tool is utilized for reporting progress.
- Provide exceptional customer service; be responsive, knowledgeable and exceed customer expectations.
- Continually monitor current loans and customer's credit profile to ensure complete conformity with terms.
- Ensure current credit and financial information is obtained as needed and/or that collateral is adequate.
- Review financials with customers and provide expert advice as necessary.
- Direct accountability for loss prevention; determine necessary action to be taken on all loans, includes resolving marginal and delinquent loans.
- Remain cognizant of developing trends.
- Extend credit within assigned limits to commercial customers.
- Interview applicants and obtain information concerning their business needs, abilities and earnings, and assess credit risk.
- Obtain and analyze pertinent financial data or appraise the adequacy of collateral pledged.
- Review, validate and/or approve letters of credit.
- Support employee development and training, counsel, motivate, coach, mentor and provide leadership.
To be successful in this position we require the following: - Bachelor's degree in business or related field OR associate degree/two (2) years of college + two (2) years of related work/military experience OR four (4) years of related work/military experience (plus any additional required experience listed below).
- Five (5) or more years of commercial banking experience.
The following would be a plus: - Master's degree in business administration (MBA).
- Credit analyst experience.
- Completion of a respected banking school.
First Merchants offers the following:- Base Pay PLUS Bonuses
- Medical, Dental and Vision Insurance
- 401k
- Health Savings and Flexible Spending Accounts
- Vacation/Sick Time
- Paid Holidays
- Paid Parental Leave
- Tuition Reimbursement
- Additional Benefits
Apply today to begin your career with us!
