Country Financial

Reinsurance Underwriter Consultant

Country Financial$113K — $155K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of experience in reinsurance or related fields.
  • Preferred education includes certifications like CPCU and ARe.
  • Strong understanding of underwriting principles and risk assessment.
  • Experience with actuarial pricing methods and catastrophe modeling.
  • Effective relationship-building skills with brokers and clients.

Responsibilities

  • Evaluate cedent submissions and exposure data to assess risk quality.
  • Develop and enhance relationships with brokers and advise on treaty terms.
  • Structure reinsurance solutions and negotiate terms with stakeholders.
  • Conduct comprehensive reviews of cedent practices and data quality.
  • Monitor market trends to inform strategic pricing and portfolio decisions.
  • Maintain accurate records and support compliance and audits.

Benefits

  • Comprehensive medical, dental, and vision insurance.
  • 401(k) plan with company matching contributions.
  • Short-Term Incentive plan eligibility.
  • Disability and life insurance coverage.
Full Job Description
About the role

Evaluates, prices, and selects profitable reinsurance business that aligns with COUNTRY's overall reinsurance strategy. Assesses cedent quality and exposure accumulations, while maintaining disciplined underwriting standards. Develops innovative methods to gain actionable insights from reinsurance portfolios, enabling better risk management decisions.

How does this role make an impact?

  • Evaluates cedent submissions, exposure data, modeling results, and historical losses to assess risk quality and determine appropriate terms, conditions, and coverage structures.
  • Develops, sustains, and enhances relationships with brokers and clients, gaining a thorough understanding of client portfolios, and advising on risk acceptability and treaty terms.
  • Develops technical pricing using actuarial methods and catastrophe models; assesses accumulation impacts; and contributes to portfolio balance, profitability targets, and cycle management strategies.
  • Structures treaty and/or facultative reinsurance solutions and leads negotiations with brokers and cedents to achieve mutually beneficial terms while adhering to underwriting guidelines.
  • Conducts qualitative and quantitative reviews of cedent underwriting practices, financial strength, and data quality; ensures files meet documentation, regulatory, and internal governance standards.
  • Partners cross-functionally with various internal stakeholders to validate assumptions, refine pricing, clarify contract wording, and support deal execution.
  • Monitors market trends, coverage developments, and underwriting results to inform pricing, guidelines, and portfolio strategy; contributes to process improvements and tool enhancements.
  • Maintains accurate pipeline, referral, and bound records; produces underwriting summaries and performance reports; and supports internal audits, regulatory requests, and compliance reviews.


Do you have what we're looking for?

  • Typically requires 7+ years of relevant experience or a combination of related experience, education and training.
  • Continuing education in insurance certification programs (CPCU, ARe) preferred.
  • Up to 20% travel required in this position.


This position is part of a job family. Placement will be based on skills and experience.

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Base Pay Range:
$113,200-$155,650

The base pay range represents the typical range of potential salary offers for candidates hired. Factors used to determine your actual salary include your specific skills, qualifications and experience.

Incentive Pay:

In addition to base salary, this position is eligible for a Short-Term Incentive plan.

You'll be able to take advantage of our benefits package, which includes insurance benefits (medical, dental, vision, disability, and life), 401(k) with company match.

About Country Financial

Country Financial is an insurance and financial services company that was founded in 1925. The company offers a range of insurance products, including auto, home, and life insurance. The company also offers retirement planning and investment services. The company has over 3,000 employees and serves customers in 19 states. The company is known for its commitment to customer service and has won numerous awards for its products and services. The company's revenue has been increasing over the years, and it has been expanding its product portfolio.
Learn more about Country Financial
Size
3,200 employees
Industry

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