AXA Group

Property Underwriter, Large Commercial

AXA Group$87K — $170K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of property underwriting experience with in-depth technical knowledge of underwriting processes.
  • Familiarity with global and domestic property underwriting practices; large account and high peril risk experience are advantageous.
  • Bachelor's degree preferred; certifications like CPCU or ARM are a plus.
  • Strong analytical abilities for assessing risk and pricing.
  • Exceptional communication and negotiation skills for effective client interaction.
  • Proven ability to build and maintain robust relationships with clients and stakeholders.
  • Demonstrated leadership and decision-making skills.

Responsibilities

  • Develop and structure customized underwriting solutions to attract new clients and retain existing ones.
  • Assess risks and set appropriate premium pricing based on the property market and internal costs.
  • Initiate cross-selling opportunities to enhance client services and company revenues.
  • Oversee the processing of new and renewed accounts, ensuring compliance with quality standards.
  • Track and manage premium collection activities to maintain financial health.
  • Provide advisory support to clients on insurance and risk management, ensuring timely responses to inquiries.
  • Guide policy endorsement implementations and oversee transitions within the team.
  • Share underwriting best practices and knowledge with colleagues to enhance team performance.

Benefits

  • Competitive retirement savings plan.
  • Comprehensive health and wellness programs.
  • Support for ongoing professional development with numerous learning opportunities.
  • Encouragement for colleagues to advance their careers with internal mobility options.
Full Job Description
Working as part of the Southwestern Property Underwriting team, the role will be focused on securing and maintaining profitable business opportunities through leading edge solutions for client needs. Therefore, the role requires a significant amount of interaction with Clients, Brokers and internal stakeholders.

What you'll be doing

What will your essential responsibilities include?
  • Developing and structuring tailor-made solutions by considering the Property Underwriting guidelines and Underwriting policy to win new business and retain existing customers.
  • Evaluating appropriate risk premium by considering the risk costs inherent to the Property Sector, reinsurance cessions as well as the underwriting and general administration costs to ensure profitability.
  • Initiate opportunities for cross-selling.
  • Control timely implementation of New and Renewal accounts according to quality standards (including policy- and invoice issuance).
  • Monitor premium collection according to standards and take actions.
  • Advise, assist and service clients on insurance and risk management matters to ensure clients satisfaction and respond to client and AXA XL queries in a timely manner.
  • Ensure timely implementation of Policy endorsements and ensure proper hand-over for implementation.
  • They will develop best practice and the sharing of underwriting knowledge within the team.
  • Proactively foster positive relationship with clients to get mutual understanding of their needs.

You will report to a senior member of the West Region, NA Property Underwriting team.

What you'll bring

We're looking for someone who has these abilities and skills:
  • Property underwriting experience with thorough technical knowledge of underwriting, rating methodologies, forms and business processes.
  • Candidate needs to have basic understanding of global and domestic property underwriting. Large account experience and HPR background is a plus.
  • Bachelor's Degree preferred; professional designations CPCU, ARM a plus.
  • Excellent analytical skills.
  • Excellent communication skills.
  • Excellent marketing, presentation and negotiation skills.
  • Ability to develop and maintain relationships with customers, producers and trading partners.
  • Solid leadership and management skills.
  • Excellent decision-making skills

What we offer

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That's why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It's about helping one another - and our business - to move forward and succeed.

  • Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
  • Robust support for Flexible Working Arrangements
  • Enhanced family-friendly leave benefits
  • Named to the Diversity Best Practices Index
  • Signatory to the UK Women in Finance Charter


Total Rewards

AXA XL's Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We're committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called "Roots of resilience", focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars:

  • Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We're committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
  • Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
  • Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We're training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
  • AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL's "Hearts in Action" programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving.


For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD 87,400 - 170,000.

Actual pay will be determined based upon the individual's skills, experience and location. We strive for market alignment and internal equity with our colleagues' pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL's benefits offerings, please visit US Benefits at a Glance 2026.

About AXA Group

AXA is a French multinational insurance firm that engages in global insurance, investment management, and other financial services. The AXA Group operates primarily in Western Europe, North America, the Asia Pacific region, and the Middle East, with a presence also in Africa. AXA is a conglomerate of independently run businesses, operated according to the laws and regulations of many different countries. The company is a component of the Euro Stoxx 50 stock market index.
Learn more about AXA Group
Size
11,800 employees
Market Cap
$10.4 billion
Industry
Net Income
-$635 million
5 Year Trend
+2.5%
Revenue
$14.1 billion
NASDAQ

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