Property Underwriter II, Large Commercial

AXA SA$87K — $170K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of property underwriting experience
  • Thorough knowledge of underwriting, rating methodologies, and business processes
  • Basic understanding of global and domestic property underwriting
  • Large account experience and HPR background are a plus
  • Bachelor's Degree preferred; CPCU or ARM designations are advantageous
  • Excellent analytical and decision-making skills
  • Strong leadership, communication, marketing, and negotiation skills.

Responsibilities

  • Develop and structure customized solutions for clients
  • Evaluate risk premiums for profitability
  • Initiate cross-selling opportunities
  • Control timely implementation of new and renewal accounts
  • Monitor premium collection and take necessary actions
  • Advise and assist clients on insurance and risk management
  • Develop and share underwriting best practices within the team
  • Foster positive relationships with clients to understand their needs

Benefits

  • Business Resource Groups focused on diversity and inclusion
  • Support for flexible working arrangements
  • Enhanced family-friendly leave benefits
  • Recognition on the Diversity Best Practices Index
  • Commitment to the UK Women in Finance Charter
Full Job Description
Working as part of the Southwestern Property Underwriting team, the role will be focused on securing and maintaining profitable business opportunities through leading edge solutions for client needs. Therefore, the role requires a significant amount of interaction with Clients, Brokers and internal stakeholders.

What you'll be doing

What will your essential responsibilities include?
  • Developing and structuring tailor-made solutions by considering the Property Underwriting guidelines and Underwriting policy to win new business and retain existing customers.
  • Evaluating appropriate risk premium by considering the risk costs inherent to the Property Sector, reinsurance cessions as well as the underwriting and general administration costs to ensure profitability.
  • Initiate opportunities for cross-selling.
  • Control timely implementation of New and Renewal accounts according to quality standards (including policy- and invoice issuance).
  • Monitor premium collection according to standards and take actions.
  • Advise, assist and service clients on insurance and risk management matters to ensure clients satisfaction and respond to client and AXA XL queries in a timely manner.
  • Ensure timely implementation of Policy endorsements and ensure proper hand-over for implementation.
  • They will develop best practice and the sharing of underwriting knowledge within the team.
  • Proactively foster positive relationship with clients to get mutual understanding of their needs.

You will report to a senior member of the West Region, NA Property Underwriting team.

What you'll bring

We're looking for someone who has these abilities and skills:
  • Property underwriting experience with thorough technical knowledge of underwriting, rating methodologies, forms and business processes.
  • Candidate needs to have basic understanding of global and domestic property underwriting. Large account experience and HPR background is a plus.
  • Bachelor's Degree preferred; professional designations CPCU, ARM a plus.
  • Excellent analytical skills.
  • Excellent communication skills.
  • Excellent marketing, presentation and negotiation skills.
  • Ability to develop and maintain relationships with customers, producers and trading partners.
  • Solid leadership and management skills.
  • Excellent decision-making skills

What we offer

  • Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
  • Robust support for Flexible Working Arrangements
  • Enhanced family-friendly leave benefits
  • Named to the Diversity Best Practices Index
  • Signatory to the UK Women in Finance Charter


The U.S. base salary range for this position is USD 87,400 - 170,000.

Actual pay will be determined based upon the individual's skills, experience and location. We strive for market alignment and internal equity with our colleagues' pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL's benefits offerings, please visit US Benefits at a Glance 2026.

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