Product (Payments)

Kalshi$180K — $240K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 6+ years in product management focused on payments or fintech infrastructure.
  • Experience with regulated financial products, exchanges, or high-volume consumer fintech.
  • Hands-on knowledge of payment rails and their operations.
  • Ability to analyze performance metrics and run data-driven experiments.
  • Fluency in compliance standards, especially KYC/AML, as part of product design.
  • Familiarity with crypto and stablecoin payment frameworks.

Responsibilities

  • Translate complex payment processes into user-friendly experiences across multiple payment methods.
  • Define and track key performance metrics, improving them through rigorous experimentation.
  • Manage relationships with banking partners and card networks to ensure smooth operations.
  • Optimize costs associated with payment transactions and manage reserves intelligently.
  • Oversee user journeys related to identity and risk, focusing on metrics like deposit and pass rates.
  • Collaborate with compliance and legal teams to manage fraud and anti-money laundering programs.

Benefits

  • Equity participation in the company.
  • Access to a minimal hierarchy and broad experience representation within roles.
  • Potential for flexible work arrangements typical in fintech environments.
Full Job Description
Role Roadmap

Prediction markets only work if users trust that their money is safe, their identity is respected, and the platform behaves like the regulated financial infrastructure it is. Every product team at Kalshi depends on the money layer working. You'll be the person who makes sure it does -- and the person who turns it from infrastructure into a competitive advantage.

We're looking for a payments product lead to own how money moves through Kalshi. You'll be the single PM accountable for every dollar in, every dollar out, and every risk and identity decision in between. This role spans payment rails, user-facing flows, risk, and fraud -- and it's one of the highest-leverage IC seats at the company. The work is high-stakes, deeply technical, and consequential to every user on the platform.

What You'll Do
  • Translate complex payment flows into simple, intuitive money movement user experiences across all rails -- ACH, debit, wires, stablecoins and more
  • Define and improve key payment performance metrics (authorization rates, chargebacks, reliability) through rigorous data-driven experimentation
  • Own provider strategy and relationships across banking partners, card networks, processors, and stablecoin infrastructure -- you'll know who to call when something breaks and shape the terms that protect our margins and our users
  • Manage cost across the rails stack: chargebacks, processing fees, FX, and reserves
  • Own end-to-end user journeys across identity and risk -- pass rates, deposit rates, false positives, and user dropoffs; you'll obsess over the funnel and run the experiments that move it
  • Drive fraud and AML programs in close partnership with risk, compliance, and legal -- includes transaction monitoring, sanctions screening, and dispute operations


What You Bring
  • 6+ years in product management with significant time in payments, fintech infrastructure, or regulated financial products -- exchange, brokerage, neobank, or high-volume consumer fintech backgrounds are all relevant
  • Deep hands-on fluency with payment rails, KYC/AML providers, and fraud tooling -- you've debugged a stuck ACH return, read a chargeback representment, and shipped a KYC vendor swap
  • Product instinct above all -- you read funnels, run experiments, and treat compliance as a design constraint to optimize around, not a wall to hide behind
  • High tolerance for ambiguity, speed, and the specific kind of pressure that comes with owning real money flows for real users
  • Fluency in crypto and stablecoin infrastructure for payments
NYC Pay Transparency Disclosure

Salary Range: $180,000 to $240,000 annually plus equity and benefits. This salary range is based on the current available market data and represents the expected salary range for this role. Kalshi has minimal hierarchy and few titles, but has broad ranges of experience represented within roles. Should you have compensation expectations that exceed these bands, we'd love to hear from you and would welcome you to reach out to further discuss.

About Kalshi

Kalshi is a financial services company that offers a platform for trading on the outcome of events. The company was founded in 2020 by Tarek Mansour and Luana Lopes Lara. Kalshi is headquartered in New York City and is regulated by the Commodity Futures Trading Commission (CFTC). The platform allows users to trade on the outcome of events such as elections, sports games, and other events. Kalshi aims to provide a transparent and fair trading experience for its users.
Learn more about Kalshi
Size
50 employees
Industry
Founded
2018

Similar Jobs

More Jobs at Kalshi

  • TV Buyer
    $150K — $250K *
    New York, NY 10025 (New York County)
    Media
    In-Person
  • Software Engineer, Frontend
    $100K — $150K *
    New York, NY 10025 (New York County)
    Finance & Insurance
    In-Person
  • Product Manager, Growth
    $120K — $150K *
    New York, NY 10025 (New York County)
    Consumer Technology
    In-Person
  • UX Researcher
    $90K — $130K *
    New York, NY 10025 (New York County)
    Information Technology
    In-Person
  • Product (Payments)
    $180K — $240K *
    New York, NY 10025 (New York County)
    Finance & Insurance
    In-Person

More Finance & Insurance Jobs

Find similar Product (Payments) jobs: