Product Owner- Loan Pricing and Securitization, Capital Market- Infosys Consulting

Infosys Limited Digital$120K — $150K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in finance, Economics, Mathematics, Engineering, Computer Science, or related discipline.
  • 12+ years of experience in Capital Markets, Mortgage Finance, Fixed Income, Securitization, or Financial Services Consulting.
  • 7+ years of experience leading complex business transformation, product management, or technology modernization initiatives.
  • Strong understanding of mortgage-backed securities, prepayment behavior, cash flow modeling, and secondary market operations.
  • Proven ability to lead cross-functional teams and influence stakeholders across business and technology organizations.
  • Experience working within Agile delivery environments.

Responsibilities

  • Lead product strategy and roadmap development for Loan Pricing, Capital Markets, and Securitization platforms.
  • Act as Product Manager/Owner for pricing transformation initiatives across mortgage acquisition and secondary market operations.
  • Partner with various organizations to define future-state business capabilities.
  • Gather, analyze, and prioritize business requirements related to loan pricing and securitization.
  • Define business architecture, operating models, and target-state workflows for pricing and securitization functions.
  • Manage product lifecycle from concept through implementation and production adoption.
  • Drive Agile product management activities including backlog management and stakeholder alignment.

Benefits

  • Medical/Dental/Vision/Life Insurance
  • Long-term/Short-term Disability
  • Health and Dependent Care Reimbursement Accounts
  • Insurance (Accident, Critical Illness, Hospital Indemnity, Legal)
  • 401(k) plan and contributions dependent on salary level
  • Paid holidays plus Paid Time Off
Full Job Description
Job Description

Product Owner- Loan Pricing and Securitization, Capital Market - Infosys Consulting

The Role - What You'll Do
  • You will be part of a cross-functional Capital Markets transformation team responsible for modernizing and enhancing Loan Pricing, Securitization, and Secondary Market Liquidity ecosystem. You will work closely with business stakeholders, quantitative analysts, traders, risk managers, technology teams, and external market participants to drive strategic initiatives that improve pricing accuracy, operational efficiency, and market competitiveness.
  • You will play a leadership role in defining product strategy, business architecture, pricing model governance, and transformation roadmaps across the mortgage lifecycle-from loan acquisition and pricing through securitization and MBS issuance.
  • The role requires deep understanding of mortgage markets, loan pricing, securitization, MBS valuation, capital markets technology, and enterprise transformation. You will lead initiatives involving pricing optimization, analytics modernization, workflow automation, cloud adoption, AI-enabled decision support, and next-generation capital markets platforms.
  • You will also contribute to thought leadership, business development, innovation initiatives, and enterprise transformation programs while serving as a trusted advisor to senior stakeholders.
Responsibilities
  • Lead product strategy and roadmap development for Loan Pricing, Capital Markets, and Securitization platforms.
  • Act as Product Manager/Owner and business lead for pricing transformation initiatives across mortgage acquisition and secondary market operations.
  • Partner with Capital Markets, Trading, Risk, Finance, Treasury, and Technology organizations to define future-state business capabilities.
  • Gather, analyze, and prioritize business requirements related to loan pricing, securitization, MBS valuation, and execution management.
  • Define business architecture, operating models, and target-state workflows supporting pricing and securitization functions.
  • Manage product lifecycle from concept through implementation and production adoption.
  • Collaborate with quantitative modeling teams to ensure alignment between business objectives and pricing methodologies.
  • Define and monitor KPIs including execution performance, gain-on-sale, pricing competitiveness, pull-through rates, and securitization profitability.
  • Drive Agile product management activities including backlog management, release planning, stakeholder alignment, and user acceptance testing.
  • Facilitate executive steering committees and communicate progress, risks, dependencies, and strategic recommendations.
  • Evaluate emerging technologies including AI/ML, predictive analytics, cloud platforms, and workflow automation tools.
  • Support regulatory, audit, model governance, and risk management initiatives impacting pricing and securitization functions.
  • Lead vendor evaluations, solution assessments, and platform modernization programs.
  • Contribute to sales pursuits, consulting offerings, strategic initiatives, and organizational thought leadership activities.
Basic Qualifications
  • Bachelor's degree in finance, Economics, Mathematics, Engineering, Computer Science, or related discipline.
  • 12+ years of experience in Capital Markets, Mortgage Finance, Fixed Income, Securitization, or Financial Services Consulting.
  • 7+ years of experience leading complex business transformation, product management, or technology modernization initiatives.
  • Demonstrated experience working with loan pricing, mortgage acquisition, securitization, MBS issuance, or fixed income valuation processes.
  • Strong understanding of mortgage-backed securities, prepayment behavior, cash flow modeling, and secondary market operations.
  • Proven ability to lead cross-functional teams and influence stakeholders across business and technology organizations.
  • Experience working within Agile delivery environments.
  • Candidates authorized to work for any employer in the United States without employer-based visa sponsorship are welcome to apply. Infosys is unable to provide immigration sponsorship for this role at this time

Preferred Qualifications / Skills
  • Experience with Loan Pricing Engines (LPE), Product & Pricing Systems (PPE), Mortgage Analytics Platforms, or Capital Markets platforms.
  • Knowledge of Option Adjusted Spread (OAS) modeling, Weighted Average Life (WAL) calculations, prepayment analytics, duration, convexity, and fixed income valuation techniques.
  • Experience with securitization workflows including pooling, structuring, issuance, and investor reporting.
  • Familiarity with capital markets platforms such as Murex, Calypso, BlackRock Aladdin, Bloomberg, Yield Book, Intex, or proprietary pricing systems.
  • Knowledge of cloud technologies, data platforms, AI/ML solutions, and modern architecture principles.
  • Prior consulting experience with large-scale financial services transformation programs.
  • Ability and willingness to work as part of a cross-cultural team including flexibility to support multiple time zones when necessary
Location: Reston VA, Dallas TX. Hybrid Working model with 2-3 days in-person depending on client policies.

Benefits

Along with competitive pay, as a full-time Infosys employee you are also eligible for the following benefits:
  • Medical/Dental/Vision/Life Insurance
  • Long-term/Short-term Disability
  • Health and Dependent Care Reimbursement Accounts
  • Insurance (Accident, Critical Illness , Hospital Indemnity, Legal)
  • 401(k) plan and contributions dependent on salary level
  • Paid holidays plus Paid Time Off

About Infosys Limited Digital

Infosys Limited Digital Careers

Joining Infosys Limited Digital offers a unique opportunity to be part of a global team of professionals who are at the forefront of digital innovation and transformation. Infosys Limited Digital is renowned for its commitment to leadership in technology services and consulting, making it an ideal place for ambitious individuals seeking growth and career advancement.

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Infosys Limited Digital is actively seeking talented individuals to join their team. With a variety of job opportunities available, candidates can find positions that match their skills and interests. The company values diversity and inclusivity, ensuring that all team members have the opportunity to contribute to their fullest potential.

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