About the role:We're seeking a Product Lead to drive execution, and directly shape customer and business outcomes across Collective's financial platform. You won't just optimize existing systems-you will lead critical core product areas and lead the expansion into high-growth, potential new product verticals that will define the future of our financial operating system.
What you'll do: - Own the product area vision, strategy, implementation, and customer & business outcomes for your core product areas.
- Work closely with AI engineers and subject matter experts to bring to life AI-driven product experiences - for example: intelligent automation using LLMs and agentic systems.
- Work with operational teams to ensure they have the tools and workflows to be effective, determining where product automation & AI can unlock efficiencies.
- Lead and inspire an XFN team to ship innovative experiences.
- Deeply understand business and product performance to ensure the team is focused on the highest leverage opportunities that balance long term growth with immediate business needs.
- Manage the roadmap and team processes to enhance quality and velocity of execution, make tradeoff decisions between business priorities and available resources.
- Drive effective partnership both cross-functionally, across product teams, and external partners to ensure strong business outcomes.
- Define the framework and metrics to measure the impact of the team; deeply understand core drivers and monitor progress.
What you'll bring:- 5-6+ years of product management experience with a deep understanding of the product lifecycle.
- Strong domain expertise and foundational systems thinking (or operations-adjacent expertise), understanding day-to-day operational considerations and implications of execution.
- An 'owner' and 'driver' mindset - biased toward action and getting things done.
- Drive for simplicity & elegance - finding elegant, simplifying solutions to complex challenges.
- A high-quality bar for contributions.
- Comfort & skill with ambiguity - solving ambiguous problems with first principles and structured thinking.
- Strong written and verbal communication.
- Fluency with data and experience working on data-heavy or ML/AI products.
- Intellectual curiosity & humility.
What we offer:- Hybrid Work Model: Based in San Francisco with a balance of in-office and remote flexibility.
- Fresh Lunch: Provided on in-office days.
- Commuter Support: $150 monthly reimbursement for transit expenses.
- Health & Wellness: $200 quarterly reimbursement to support your well-being.
- Time Off: Flexible PTO plus 14 company holidays.
- Comprehensive Coverage: 100% medical, dental, and vision for employees; 75% coverage for dependents.
- Parental Leave: 16 weeks fully paid.
- Retirement & Ownership: 401k plan plus an equity package.
- Team Connection: Quarterly virtual events and an annual in-person summit.
