Product Engineer (Software Engineer)

Clera

• $120K — $200K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of full-stack product engineering experience for production systems.
  • Proficiency in designing and consuming RESTful APIs with security features.
  • Familiarity with event-driven architectures and message queues like Kafka or Pub/Sub.
  • Experience with relational databases such as PostgreSQL or MySQL, focusing on data modeling and optimization.
  • Hands-on knowledge of CI/CD, version control, and testing methodologies.
  • Skilled in SQL and data analytics tools for assessing system performance.
  • Experience in building consumer-facing products rather than just B2B solutions.

Responsibilities

  • Build end-to-end product features, including domain models and business logic.
  • Drive iterative deployment using data-driven releases to meet milestones.
  • Evaluate product performance using SQL and analytics tools.
  • Debug complex state machines in event-driven systems for optimal user experience.
  • Execute daily production shipping via CI/CD, managing implementations and incidents.

Benefits

  • Visa sponsorship available for eligible candidates.
  • Opportunity to work in a fast-moving fintech environment.
  • Hands-on experience with cutting-edge technologies in a small team.
  • Direct impact on improving users' financial wellbeing.
Full Job Description
About the Role

This is a full-stack product engineering role at a small, fast-moving fintech company building consumer tools for cash advances, paycheck optimization, and credit building. You'll work closely with product, engineering, and business leaders to ship high-impact features that directly improve users' financial wellbeing. The team is lean, the ownership is real, and the work touches production every day.
What You'll Do
  • Build product features end-to-end, including domain models, business logic, and API integrations.
  • Drive deployment and iteration through data-driven, incremental releases toward ambitious milestones.
  • Use SQL and analytics tools to evaluate product and system performance against robust data pipelines.
  • Debug complex state machines in an event-driven, pub/sub backend to ensure a seamless user experience.
  • Ship to production daily via a rapid CI/CD process, owning implementations end-to-end and responding to incidents as needed.
What We're Looking For
  • 3+ years building backend features end-to-end for production systems.
  • Proficiency designing and consuming RESTful APIs with authentication, authorization patterns, and rate limiting.
  • Experience with event-driven architectures and message queues such as Kafka or Pub/Sub.
  • Experience with relational databases (PostgreSQL or MySQL), including data modeling and query optimization.
  • Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.
  • Experience writing SQL and using analytics tools to assess system and product performance.
  • Experience building consumer-facing products (not exclusively B2B).
  • Experience debugging complex state machines in event-driven systems.
  • Strong computer science fundamentals: algorithms, data structures, and system design.
  • Meaningful early-stage startup experience, rather than exclusively large-company or late-stage backgrounds.
  • Familiarity with Go (golang) deployed on GCP is a strong plus.
Compensation & Benefits

Base salary: $120,000 to $200,000 USD annually. Visa sponsorship is available.
Location

On-site in San Francisco, CA. Candidates must already be based in, or be willing to relocate to, San Francisco or Seattle.

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