Product Engineer (Software Engineer)

Clera

$120K — $200K *
Consumer Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of experience in backend feature development for production systems
  • Proficient in designing and consuming RESTful APIs with security features
  • Familiar with event-driven architectures and message queuing systems
  • Skilled in relational databases and query optimization (PostgreSQL/MySQL)
  • Hands-on with CI/CD approaches and automated testing practices
  • Experience in developing consumer-facing products (B2C)
  • Strong computer science fundamentals in algorithms and system design

Responsibilities

  • Build product features from start to finish, covering domain logic and API integrations
  • Drive product deployment using a data-driven approach for impactful milestones
  • Evaluate product and system performance utilizing SQL and analytics tools
  • Test and debug state machines in a complex event-driven backend
  • Ship features daily using a CI/CD pipeline and handle production incidents as they arise

Benefits

  • Visa sponsorship available
  • On-site work opportunity in San Francisco or Seattle
  • Dynamic role in a consumer-focused fintech company
  • Engagement with product and business leaders for impactful work
Full Job Description
About the Role

This is a full-stack product engineering role at a consumer fintech company helping everyday people manage cash flow, access earned wages early, and build credit. You'll work closely with product, engineering, and business leaders to ship high-impact features directly improving users' financial wellbeing.
What You'll Do
  • Build product features end-to-end, including domain models, business logic, and API integrations.
  • Drive deployment and iteration using a data-driven, incremental approach toward bold product milestones.
  • Use SQL and analytics tools to evaluate product and system performance regularly.
  • Test and debug complex state machines in an event-driven backend that relies heavily on pub/sub messaging.
  • Ship to production daily through a rapid CI/CD pipeline, owning implementations end-to-end and responding to production incidents as needed.
What We're Looking For
  • 3+ years of experience building backend features end-to-end for production systems.
  • Proficiency designing and consuming RESTful APIs, including authentication, authorization patterns, and rate limiting.
  • Experience with event-driven architectures and message queues such as Kafka, Pub/Sub, or similar.
  • Experience with relational databases (PostgreSQL or MySQL), including data modeling and query optimization.
  • Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.
  • Experience developing consumer-facing products (not exclusively B2B).
  • Experience debugging complex state machines in event-driven systems.
  • Strong computer science fundamentals: algorithms, data structures, and system design.
  • Meaningful experience at an early-stage startup or high-growth environment (not exclusively large enterprise or Big Tech).
  • Experience with Go (golang) deployed on GCP is a plus.
  • Must be based in, or willing to relocate to, San Francisco or Seattle for in-person work.
Compensation & Benefits

Salary range: $120,000 to $200,000 USD annually. Visa sponsorship is available.
Location

On-site in San Francisco, California (Seattle also considered). This is not a remote role.

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