Product Engineer (Software Engineer)

Clera

$120K — $200K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of experience building backend features for production systems
  • Proficient in RESTful API design and consumption
  • Experience with event-driven architectures and message queues like Kafka
  • Skilled with relational databases including PostgreSQL and MySQL
  • Hands-on with CI/CD pipelines and automated testing
  • Ability to debug complex state machines in event-driven systems
  • Experience in building consumer-facing products

Responsibilities

  • Build product features end-to-end, from domain models to API integrations
  • Drive data-driven releases toward ambitious product goals
  • Evaluate product performance using SQL and analytics tools
  • Test and debug complex state machines for optimal user experience
  • Ship daily to production and manage implementations and incidents

Benefits

  • Visa sponsorship available
Full Job Description
About the Role

This is a full-stack product engineering role at a Series A fintech startup building consumer financial tools - think cash advances, paycheck boosting, and credit building. You'll work closely with product, engineering, and business leaders to ship high-impact features that directly improve users' financial wellbeing.
What You'll Do
  • Build product features end-to-end, including domain models, business logic, and API integrations.
  • Drive incremental, data-driven releases toward ambitious product milestones.
  • Use SQL and analytics tools to evaluate product and system performance against robust data pipelines.
  • Test and debug complex state machines in an event-driven, pub/sub backend to ensure a seamless user experience.
  • Ship to production daily via a rapid CI/CD process, owning implementations end-to-end and responding to production incidents as needed.
What We're Looking For
  • 3+ years building backend features end-to-end for production systems.
  • Proficiency designing and consuming RESTful APIs, including authentication/authorization patterns and rate limiting.
  • Experience with event-driven architectures and message queues (e.g., Kafka, Pub/Sub, or similar).
  • Experience with relational databases (PostgreSQL/MySQL), including data modeling and query optimization.
  • Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.
  • Experience debugging complex state machines in event-driven systems.
  • Prior experience building consumer-facing products (not B2B only).
  • Strong computer science fundamentals - algorithms, data structures, and system design.
  • Excellent cross-functional communication skills, including the ability to translate technical concepts for non-technical stakeholders.
  • Nice to have: Experience with Go (Golang) deployed on GCP; background at early-stage or high-growth startups.
Compensation & Benefits
  • Salary: $120,000 - $200,000 USD annually.
  • Visa sponsorship is available.
Location

On-site in San Francisco, CA. This role is not remote.

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