Product Engineer (Software Engineer)

Clera

$120K — $200K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-9 years of experience in software engineering, primarily in product-focused roles.
  • Proficiency in Go (Golang) and deployment on Google Cloud Platform (GCP).
  • Experience designing and consuming RESTful APIs, with a focus on authentication and rate-limiting patterns.
  • Strong background in relational databases like PostgreSQL or MySQL, including data modeling skills.
  • Hands-on experience with CI/CD processes and automated testing.
  • Familiarity with event-driven architectures and message queuing systems (e.g., Kafka).
  • Exceptional communication skills to engage technical and non-technical audiences.

Responsibilities

  • Build product features end-to-end, from domain models to API integration.
  • Drive product deployments and iterations with a focus on data-driven decisions.
  • Utilize data pipelines and analytics tools to assess performance and improve product.
  • Debug complex state machines in an event-driven backend for improved user experience.
  • Deploy changes to production daily, taking ownership of implementations and incident response.

Benefits

  • Visa sponsorship available.
  • Opportunity to work in a fast-growing consumer fintech environment.
  • Hands-on role with significant ownership and impact on product.
  • Collaborative work culture with cross-functional teams.
  • Daily deployment and iteration practices enhancing learning and development.
Full Job Description
About the Role

Join a fast-growing consumer fintech company building financial products that help everyday people optimize taxes, bridge paychecks, and build credit - all in one app. As a Product Engineer, you'll work end-to-end across the stack, collaborating closely with product, engineering, and business leaders to ship high-impact features for a growing base of paying users who depend on the platform for their financial wellbeing.

This is a hands-on, ownership-heavy role best suited for engineers who thrive in fast-moving startup environments and care deeply about the real-world impact of their work on consumers.
What You'll Do
  • Build product features end-to-end: domain models, business logic, and API integrations that make the product just work for customers.
  • Drive deployment and iteration using a dynamic, data-driven approach - shipping well-engineered, incremental releases toward bold product milestones.
  • Leverage robust data pipelines and analytics infrastructure; regularly use SQL and analysis tools to evaluate product and system performance.
  • Debug complex state machines in an event-driven backend that makes heavy use of pub/sub, ensuring a seamless experience for all users.
  • Ship to production daily through a rapid CI/CD process, owning implementations end-to-end and responding to production incidents as needed.
What We're Looking For

Must-haves (dealbreakers):
  • Hands-on experience with Go (Golang) deployed on Google Cloud Platform (GCP).
  • Direct consumer product experience - you've built products for end-consumers, not exclusively B2B.

Required skills & experience:
  • Proficiency in designing and consuming RESTful APIs, including authentication/authorization patterns and rate limiting.
  • Strong experience with relational databases (PostgreSQL / MySQL), including data modeling and query optimization.
  • Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.
  • Experience with event-driven architectures and message queues (e.g., Kafka, Pub/Sub) for scalable data pipelines.
  • Excellent cross-functional communication skills, with the ability to translate technical concepts for non-technical stakeholders.
  • Startup background preferred; open to candidates from Big Tech who are genuinely excited about the startup environment.
  • Strong computer science fundamentals.

Nice to have:
  • 2-9 years of relevant software engineering experience.
  • Background in fintech, payments, or financial services.
Compensation & Benefits
  • Salary: $120,000 - $200,000 USD annually, depending on experience.
  • Visa sponsorship is available.
Location
  • On-site in San Francisco, CA (primary). Candidates in Seattle, WA may also be considered.
  • This is not a remote role.

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