Overview

The Product Engineer on the Horizon team plays a critical role in advancing platform capabilities through a combination of building new, next-generation solutions and evolving existing technology. This role is responsible for translating complex operational workflows into intuitive, reliable, and production-ready software.

Working across the stack, this individual partners closely with Product, Engineering, and domain Subject Matter Experts (SMEs) to gain a deep understanding of user needs and rapidly turn that understanding into high-quality product experiences that feel innovative, natural, and trustworthy.

This role contributes to the development and evolution of core systems, spanning net-new capabilities and enhancements to existing technology across frontend, backend, data, and cloud infrastructure within a regulated, high-stakes environment. Success requires strong product instincts, sound technical depth, and the ability to move quickly from ambiguity to prototype to production.

The Product Engineer ensures that what is delivered is not only technically sound but also aligned with business intent, operational realities, and user expectations, raising the bar for product quality, system reliability, and velocity as the platform continues to evolve.

This is a fully remote position that offers a competitive salary range of $140,000 to $180,000 USD, plus an annual bonus. You'll also receive our excellent benefits package, which includes medical coverage starting on day one and a company-matched 401(k). Compensation may vary based on experience, location, and other job-related factors.

Responsibilities

End-to-End Product Development

• Design, build, and deliver product capabilities across the full stack (frontend, backend, and infrastructure)

• Contribute to solutions from initial concept through production deployment and ongoing iteration

• Balance speed, quality, and scalability through thoughtful engineering tradeoffs

Product & Domain Translation

• Partner closely with SMEs to understand workflows, edge cases, and operational constraints

• Translate complex domain knowledge into simple, intuitive, and user-friendly product experiences

• Ensure system behavior aligns with real-world operational use and applicable requirements

Cross-Functional Collaboration

• Work closely with Product, Design, and Engineering to scope, prototype, and deliver capabilities

• Contribute to shaping product direction through technical insight and user-centric thinking

• Communicate effectively across technical and non-technical stakeholders

Technical Execution & Systems Thinking

• Develop modern frontend applications using TypeScript, React/Next.js, and related tooling

• Build backend services, APIs, and platform capabilities with a focus on scalability and security

• Contribute to architecture and design decisions as systems evolve

• Work across cloud infrastructure, CI/CD pipelines, observability, datastores, and data pipelines

Iteration & Continuous Improvement

• Use customer feedback, internal feedback, and product data to refine and improve delivered capabilities

• Identify opportunities to enhance performance, reliability, and developer velocity

• Operate with a strong bias toward action and iterative delivery

Culture & Craft

• Contribute to a culture of ownership, curiosity, pragmatism, and engineering excellence

• Maintain high standards for code quality, maintainability, and system design

Qualifications

• 2-4+ years of experience building and shipping high-quality, production software

• Strong experience with a modern frontend stack, including TypeScript, React, and/or Next.js, styling systems/libraries, and modern build tooling

• Strong product instincts, great design taste, and a clear sense for building products that feel natural and intuitive to end users

• Experience with rapid prototyping and tools/workflows that enable fast iteration cycles

• Experience building modern backend systems using Python, Go, Rust, or similar languages, including APIs, middleware, ORMs, authentication, authorization, and security-minded application design

• Experience building and shipping software on major cloud platforms such as AWS, GCP, or Azure

• Experience working in a modern software development environment and shipping quickly, with high degrees of ownership

• Comfort navigating and iteratively improving on shared CI/CD, Observability, Reporting, Analytics, and Data-heavy Systems

• Good judgment in ambiguous environments where the problem is not fully defined yet, where we need to go from zero to one

• The ability to communicate clearly with both technical and non-technical teammates

• A bias toward action: you thrive in an environment where you are learning quickly, shipping thoughtfully, and improving through iteration

Preferred Experience:

• Experience building workflow-heavy products, internal tools, or systems for operational teams
• Experience in fintech, mortgage, lending, payments, insurance, or other regulated domains
• Experience working closely with operators, domain experts, or customers
• Experience improving product quality, performance, reliability, or developer velocity as a system grows
• Experience working across the stack, from polished UI to backend services to production operations

A Note to Candidates:You do not need prior fintech or finance experience to succeed in this role. If you're a strong engineer with product sense, good judgment, and excitement for learning a complex domain, we'd love to hear from you. If your background doesn't line up perfectly with every bullet, but this role feels like the kind of work you want to do, please apply.

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