Capital One Financial Corporation

Product Design Director (Individual Contributor), Concierge Products & Premium Card

Capital One Financial Corporation$251K — $286K *
Consumer Technology
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • At least 8 years of experience in a product design role
  • Proven track record in leading complex product design initiatives
  • Experience with AI tools and generative workflows in design
  • Skilled in mentoring designers and scaling design practices
  • Expertise in web/mobile technology considerations
  • Strong communication and interpersonal skills

Responsibilities

  • Lead high-impact product design projects with a strategic mindset
  • Integrate AI tools into product design workflows
  • Establish playbooks and mentor team members to elevate design skill
  • Collaborate with cross-functional teams to enhance customer experiences
  • Shape long-term product strategies based on user insights and business goals
  • Present design concepts to stakeholders with clarity and confidence

Benefits

  • Comprehensive health benefits
  • Financial wellness programs
  • Inclusive work environment
  • Performance-based incentive compensation options
  • Support for employee development and well-being
Full Job Description
Product Design Director (Individual Contributor), Concierge Products & Premium Card

We’re currently seeking a Product Design Director (IC) to join our Concierge Products & Premium Card teams, part of the Experience Design organization.  

The Premium Design team sets the bar for Capital One’s high-spender customer experience ecosystem, revolving around highly useful, personalized, and high-stakes products. We are seeking a Product Design Director (Individual Contributor) to serve as a strategic partner and craft leader across our broader ecosystem—spanning both Concierge products (including Velocity Black and agent tools) and Premium Card experiences. Velocity Black is a premium lifestyle digital concierge service that delivers exclusive travel, entertainment, shopping, and dining offerings to consumers globally. In this role, you won't directly manage a team, but you will shape high-level design vision, spearhead AI-driven design workflows, and elevate the practice alongside other design leads. You will collaborate deeply with craft leads, designers, and cross-functional partners to push creative boundaries, raise team capabilities, and craft exceptional native experiences that allow Capital One to win at the top of the market.

Role Expectations 

As a Product Design Director on the Concierge Products & Premium Card teams, you’ll leverage your elite design craft and strategic vision to lead high-impact, highly complex projects while pioneering modern approaches to product design. You will integrate emerging AI tools and intelligent workflows into the design practice—acting as a force multiplier across the team. Rather than working in isolation, you will bring others along by establishing playbooks, mentoring teammates, and raising the baseline of execution across the organization. You’ll collaborate deeply with research teams, Product, and Engineering leadership to translate complex capabilities into intuitive, high-value customer experiences.

Here are some of the expected competencies for this role:

Product Design & AI Innovation: Leverage deep expertise across interaction, visual, and service design while actively embedding AI-assisted tools and workflows into the design lifecycle. Establish modern frameworks and rapid prototyping capabilities that elevate practice maturity and team velocity.

Team Elevation & Mentorship: Act as a force multiplier for the entire design organization. Elevate collective craft through active mentorship, structured knowledge-sharing, and constructive critique—upskilling peers in AI capabilities, design strategy, and execution so the whole team grows together.

Strategic Influence:Shape long-term product direction by integrating design craftsmanship, user insights, business strategy, and emerging technologies. Partner with senior cross-functional leaders to ensure human-centered design principles drive key architectural and product choices.

Human-Centered:Champion voices of both customers and partners, modeling the mindset that business and customer outcomes are not distinct but complementary, ultimately resulting in experiences that exceed baseline customer needs and expectations.

Business-Focused:Demonstrate expert knowledge of products, processes, customer segments, competitors, and market trends, applying relevant insights to ground design choices in clear business value.

Problem-Solving:Tackle complex, systemic challenges by combining data capabilities, technical constraints, and modern tooling to build bold, scalable digital solutions.

Collaboration:Connect the dots across teams, platforms, and lines of business, fostering open processes that bring cross-functional partners together to deliver cohesive, end-to-end customer experiences.

Communication: Present work confidently across levels and functions, leveraging strategic frameworks and data-backed stories to simplify complex technical ideas, align senior stakeholders, and advocate for user-centered outcomes.

The ideal candidate has a strong portfolio demonstrating hands-on craft, strategic influence, technical innovation, and evidence of uplifting design capabilities across a broader team.

Basic Qualifications:

  • At least 8 years of experience in product design role

Preferred Qualifications:

  • At least 10 years of experience in product design role

  • Proven track record leading complex, high-impact product design initiatives from concept through delivery

  • Experience in a design toolkit that spans product design, service design, design strategy and content design 

  • Experience integrating AI tools, automation, or generative workflows into product design and prototyping practices

  • Experience mentoring designers and scaling design practices, tools, or frameworks across an organization

  • Experience partnering with product managers, engineers, marketing and analytics leaders across multiple business lines to shape strategy, OKRs, roadmaps and operating models

  • Experience working within a design system 

  • Proficiency with web and mobile technologies and platforms, navigating technology considerations and constraints to drive sound product and experience decisions 

  • Expertise with design and prototyping tools such as Figma 

  • Experience managing an interdisciplinary design team 

  • Proficiency in business case development, grounding product and user experience decisions to business value 

  • Exceptional written and verbal communication skills 

  • Exceptional interpersonal skills and relationship building across complex organizations 

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.  

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $230,400 - $263,000 for Director, DesignNew York, NY: $251,400 - $286,900 for Director, Design


 

Richmond, VA: $209,500 - $239,100 for Director, Design


 


 


 


 


 


 


 


 

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

Keep up to date with the latest in career opportunities and company news by joining our network. Tailor your job alerts to match your career preferences and get insider tips that can transform your application process, from crafting your resume to acing your interview.

Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

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