Product Compliance Program Manager

Ramp

$100K — $130K *
US-AnywhereRemote in New York, NY
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years in financial services, especially in product compliance or regulatory roles, ideally in fintech.
  • Deep knowledge of BSA/AML regulations and sanctions programs, focusing on KYC/KYB and transaction monitoring.
  • Understanding of U.S. and international compliance for money movement and digital assets.
  • Experience collaborating with tech teams to drive system design focused on automation.
  • Proven ability to build compliance programs in fast-paced, high-growth settings.
  • Exceptional skills in cross-functional collaboration across various departments.
  • Experience with AI tools for regulatory analysis and compliance scaling.

Responsibilities

  • Advise product teams on regulatory, payment, and partner compliance throughout the product lifecycle.
  • Collaborate with Legal and Risk teams to streamline compliance requirements and give strategic recommendations.
  • Conduct risk assessments to validate control effectiveness for products and features.
  • Assist with regulatory exams and partner diligence requests as required.
  • Maintain compliance policies to align product innovation with regulatory obligations.

Benefits

  • Flexible PTO and unlimited AI token usage.
  • Centralized home-office equipment ordering and health wellness stipend.
  • In-office perks including lunch, snacks, and drinks.
  • 100% medical, dental, and vision coverage for employees in the U.S.
  • Up to 16 weeks of fully paid parental leave in the U.S. and Canada.
  • Relocation assistance to NYC or SF available.
Full Job Description
About the Role

Ramp is seeking an experienced Product Compliance Program Manager to join our Regulatory Compliance team, with a focus on domestic and international money movement and digital asset products. This role is a primary enabler for Product, helping Ramp scale responsibly as we expand our financial offerings and market reach. In this role, you will partner across control functions to streamline compliance requirements and serve as a key advisor to business teams by providing guidance through all stages of the product lifecycle. You will also support our compliance management system frameworks, critical to sustaining our growth at scale.

What You'll Do
  • Advise business teams on applicable regulatory, payment scheme, and partner requirements to ensure compliance at each stage of the product lifecycle
  • Collaborate with Legal, Partnerships, and Risk teams to streamline business requirements and provide strategic recommendations for control development
  • Conduct targeted risk assessments and testing to validate control effectiveness for new and existing products and features
  • Support independent assessments, regulatory exams, and partner diligence requests as needed
  • Maintain compliance policies necessary to align product innovation with evolving obligations and standards


What You Need
  • 5+ years of financial services experience in product compliance, risk, or related regulatory advisory roles-preferably in fintech
  • Expert knowledge of BSA/AML and Sanctions programs, specifically focused on KYC/KYB, transaction monitoring, and OFAC/sanctions screening across traditional and digital asset rails
  • Familiarity with U.S. and international financial services regulatory compliance related to money movement, licensing regimes, and digital asset products
  • Proven experience working with technical teams and influencing system design, with an emphasis on automation and scale
  • Track record of building or maturing compliance programs, especially in high-growth or fast-paced environments
  • Exceptional cross-functional collaboration skills; comfortable operating at the intersection of product, engineering, legal, operations, and external partners
  • Experience utilizing AI to analyze regulatory frameworks, design risk controls, and scaling compliance programs
  • Strong research, communication, documentation, and advocacy skills


Nice-to-Haves
  • CAMS, CRCM or equivalent certifications
  • Experience with data design, internal tooling, or compliance systems implementation
  • Prior experience representing a financial institution in direct engagement with national or regional regulatory bodies
Benefits available to all full-time Ramp employees (Global)
• Flexible PTO
• Unlimited AI token usage
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend

United States
• 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
• One Medical annual membership
• 401(k), including employer match on contributions made while employed by Ramp
• Fertility HRA (up to $10,000 per year)
• Parental leave: up to 16 weeks (80 days) at 100% pay
• Pet insurance
• In-office perks: lunch, snacks, drinks, and more
• Relocation support to NYC or SF (as needed)

Canada
• Group medical, dental, and vision coverage through Sun Life
• Life, AD&D, and disability coverage
• Fertility drug coverage (up to $4,000 lifetime)
• Group Retirement Plan with employer match (RRSP + DPSP)
• Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay
• Employee Assistance Program and virtual care through Lumino Health

United Kingdom
• Private medical insurance through Freedom Elite
• Virtual GP and at-home care via eMed x Livi
• Workplace pension through Penfold, with salary sacrifice option
• Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

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