PayPal

Principal Software Engineer

PayPal$188K — $323K *
Information Technology
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 15+ years of relevant work experience and a Bachelor's degree or equivalent
  • Hands-on experience building risk solutions for both on-premise and cloud environments
  • Strong knowledge of payments and consumer financial products
  • Expertise in architecting large-scale, distributed applications
  • Ability to work with engineering and business teams to mitigate fraud and credit loss

Responsibilities

  • Lead the architecture and development of PayPal's Risk engineering strategy
  • Enhance the effectiveness of software engineers within the Risk domain
  • Set technology roadmaps and influence multi-year business strategies
  • Drive innovation, using data and exploratory research to resolve complex problems
  • Mentor engineers to propagate technical influence

Benefits

  • Flexible work environment
  • Employee stock options
  • Health and life insurance
  • Commitment to financial, physical, and mental health
Full Job Description
The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:
We are seeking a highly experienced Principal Engineer with a robust background in Real-Time Risk platforms and services to lead our Risk engineering global team architecture. In partnership with other leaders within this org, the successful candidate will be responsible for driving the architecture , development and execution of PayPal's Risk engineering strategy, leading the team responsible for building various Risk solutions across PayPal business technically.

Job Description:

Essential Responsibilities:
  • Increases results & effectiveness of all software engineers in a large domain
  • Sets the technology roadmap for a domain
  • Adapts their role to the need, selecting the most effective means of realizing their technical goals
  • Provides advice and counsel to senior executives within PayPal, influencing the development of multi-year business strategies
  • Exercises wide latitude in determining objectives and approaches to assignments and takes initiative to achieve results
  • Handles ambiguous and unfamiliar situations and uses creativity to deliver decisive resolutions
  • Uses discovery & exploratory research, not being limited to technical domains, to make successful decisions
  • Identifies themes & trends that span projects and teams, and finds broadly impactful opportunities for improvement
  • Uses professional savvy to determine when industry-standard solutions can be adopted, versus when a problem space warrants a novel solution ("build/buy")
  • Mentor others as a means of propagating technical influence, and to enhance the performance of their organization

Minimum Qualifications:
  • Minimum of 15 years of relevant work experience and a Bachelor's degree or equivalent experience.


Preferred Qualification:

  • Hands-on thought leadership for building on-premise and cloud-based Risk solutions for PayPal business segments.
  • Have a solid understanding of Payments or consumer financial products, data systems and data environments, and processes that are necessary for the implementation of Risk and Finance models
  • Deep Technical knowledge in architecting, designing, and Integrating new Solutions in a large-scale enterprise of highly distributed applications.
  • Deep functional knowledge on Payment Wallets, interactions with Banks and Credit card partners.
  • Work closely with engineering leadership across PayPal to integrate solutions efficiently.
  • Work closely with business teams, while having a good understanding of how Fraud and Credit loss manifests in Fintech wallets.
  • Establish the appropriate monitoring and alerting of solution events related to performance, scalability, availability, and reliability.
  • Provides technical leadership, guidance, and direction to other team members.
  • Build prototypes for demonstration and illustration purposes for peer groups, Business partners, or senior leaders.
  • Influence senior business and technology stakeholders across the organization.
  • Solving complex problems with datasets and optimizing existing solutions and frameworks
  • Ability to influence engineers to foster an innovative culture
  • Partner with product owners to define firmwide technology strategies and roadmaps
  • Drive innovation and ensure maximizes the business benefits of adoption of market-leading technology capabilities
  • Ensure new innovations are rapidly evaluated, piloted, and then scaled where appropriate, working closely with product owners


Our engineers work closely with design, product, and QA teams to deliver world-class experiences. As a Principal Engineer, you will:

Build robust backend systems from concept to completion.
Collaborate effectively with diverse teams to create exceptional products.

Subsidiary:
PayPal

Travel Percent:
20

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.
The US national annual pay range for this role is $188,000 to $323,950

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

About PayPal

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 375 million consumers and merchants in more than 200 markets to join and thrive in the global economy.

PayPal Careers

Joining PayPal now offers an unparalleled opportunity to become part of a leading global team of professionals dedicated to revolutionizing digital payments and financial services. As a beacon of innovation and diversity, PayPal is where your professional journey can reach new heights. Work You’ll Do At PayPal, we are committed to excellence in every aspect of our business, from the innovative solutions we provide to the inclusive culture we nurture. By joining our team, you will help shape the future of payments globally, working alongside some of the brightest minds in technology and finance. Transform the Financial Landscape Lead the charge in the digital payments revolution with PayPal, a company known for its leadership in technology and financial services. Our team at PayPal is at the forefront of digital innovation, making significant impacts across various industries and improving the way millions of people handle transactions daily. Engage with a Global Team Collaborate with over 20,000 dedicated professionals around the world who are experts in technology, finance, and customer engagement. PayPal’s commitment to growth and diversity is evident in our dynamic team environment where every voice is valued and every team member is empowered. PayPal Jobs and Employment Opportunities We are actively expanding our team and have numerous job opportunities that cater to a wide range of skills and experiences. Whether you’re looking for a full-time position, an internship, or leadership roles, PayPal offers a path for career advancement and professional development. Innovate and Grow Join PayPal and be part of a company that values innovation and leadership. Deliver targeted solutions and drive change across the financial ecosystem with a team that’s equipped with the best tools and resources. At PayPal, your career is future-proofed with endless opportunities for advancement and skills enhancement through our comprehensive training and development programs. Be Part of Our Culture At PayPal, we pride ourselves on a workplace culture that supports diversity, encourages professional growth, and fosters innovation. Our benefits package is designed to support the health, financial security, and well-being of our employees and their families. Explore PayPal Careers Discover the exciting career opportunities at PayPal, where we are hiring creative, curious, and motivated individuals. Search open positions that match your skills and interests. We look for professionals who are passionate about making a difference and ready to contribute to our team’s success. Stay Connected with PayPal Keep up to date with the latest career tips, industry insights, and company news—all from the people who work at PayPal. Personalize your experience by subscribing to job alert emails, tailored to your preferences, and see what exciting and rewarding opportunities await. Join Our Team Ready to take the next step in your career? Prepare your resume, sharpen your interview skills, and apply for a position at PayPal today. Engage with our professional network and become part of a company that’s leading the way in digital payments. SEARCH PAYPAL JOBS At PayPal, your ambitions lead you forward, and our collective innovation drives us all. Join us in making a difference in the digital payments landscape worldwide.
Learn more about PayPal
Size
30,900 employees
Market Cap
$77.3 billion
Industry
Net Income
$4.2 billion
Founded
1998
5 Year Trend
+18.5%
Revenue
$21.4 billion
NASDAQ

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